DO NOT APPLY TO THIS

• Perform commercial loan reviews to assess credit quality, risk ratings, compliance, and adherence to lending policies. • Analyze borrower financial statements, cash flow, collateral, debt service coverage, and repayment capacity to evaluate credit risk. • Identify portfolio trends, emerging risks, and credit weaknesses requiring management attention. • Review loan files and credit documentation to ensure compliance with regulatory requirements and internal policies. • Prepare risk assessments, loan review reports, and recommendations for management and regulatory review. • Communicate findings, risk exposures, and portfolio insights to clients and engagement leadership. • Provide advisory recommendations to strengthen credit administration, underwriting practices, and risk management processes. • Maintain accurate documentation and update loan review systems to support audits, examinations, and engagement requirements. • Manage multiple consulting engagements while ensuring timely delivery and adherence to quality standards. • Supervise, coach, and review the work of consultants and junior team members. • Coordinate with client stakeholders and internal teams to obtain information and support engagement objectives. • Perform portfolio analysis and identify trends affecting asset quality, concentration risk, and overall portfolio performance. • Utilize financial analysis tools and Excel to support risk assessments, reporting, and decision-making.