The posting
JOB FUNCTIONS AND RESPONSIBILITIES
- To work on loan underwriting and complete the daily target or assignments.
- Have experience in US Mortgage Underwriting.
- Working on 4 Cs (Credit, Capacity, Capital, and Collateral).
- Knowledge on Income Calculations (Wage, Self Employed and other incomes).
- Knowledge on Credit review (liability reconciliations and guideline requirements)
- Knowledge on Assets/Capital review with guideline requirements.
- Knowledge in LTV, CLTV calculations, PITI and DTI calculations.
- Knowledge in Fannie Mae and Freddie Mac guideline requirements.
- Knowledge in Govt. loans (FHA, VA and USDA)
- Knowledge on FHA/VA/USDA guideline requirements.
- Good communication skill. EDUCATION / EXPERIENCE
Any degree with US Mortgage Underwriting experience
Must-Haves
Only US Mortgage underwriting experience
(Domestic experience is not considered - Australian, UK mortgage experience is not considered ) 06.30 pm to 03.30 am - night shifts Hybrid model - When ever it is required they are suppose to come to office Initial training for 2 months will be done at office Interviews 2 round 1 Hr and 1 operations transportation is provided 2 ways
Strict No-Nos
Fidelity SLK - Coforge First American XL Dynamics Altisource Domestic experience is not considered Bangalore candidates Loan Modification underwriters a



