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Open nowPosted yesterday

Credit Specialist – Financial Support Team (Start Date: Monday 1st February 2027)

American Express371 open roles

Where
BRIGHTON, EAST SUSSEX, United Kingdom
Work mode
Hybrid
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Your applicationOpen nowCredit Specialist – Financial Support Team (Start Date: Monday 1st February 2027)American Express · BRIGHTON, EAST SUSSEX, United Kingdom

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The clock on this job

Early applications get read.

13.5% of postings close within 7 days. Measured by our own scanner across the market. American Express postings stay open a median of 11 days.

Share of postings closed within
  1. 2.3%1 day
  2. 4.6%3 days
  3. 13.5%7 days
  4. 21.8%14 days
  5. 36.6%30 days
  6. 58.9%60 days
This job: posted yesterday

American Express median: 11 days open

The posting

Job Description

Global Servicing (GS) oversees consumer travel and concierge experiences, all card customer service functions for the company’s global consumer, banking, merchant, and commercial customers, as well as the key enablement functions that power our products and services. GS provides the world’s best customer experience every day by building on Amex’s 175-year legacy of service excellence, leveraging new technologies and capabilities to drive transformation, and bringing a human touch to each customer interaction.

Our Consumer Credit department encompasses a variety of different teams who strive to ensure that American Express’ ideals are constantly upheld.

Within this role, you will support our customers facing financial difficulties alongside those that may be going through a particularly challenging time. Conversations can be challenging as they discuss sensitive subjects such as mental/physical health, bereavement and loss of income with customers who are vulnerable. Our Financial Support Specialists are more than just a voice on the phone – they are problem solvers and relationship builders, with a strong focus on customer care and brand representation.

Our Brighton office is a 24/7 service centre environment. There are different shifts and teams available, and flexibility is required based on business needs. This role involves working on a rotating shift pattern, with a contract for 35 hours per week, 5 days a week, and two days off. The shifts cover the hours between 8am to 9pm, Monday-Sunday.

Responsibilities

  • Demonstrate empathy and compassion in every interaction, especially during sensitive and vulnerable conversations.
  • Maintain a calm, non-judgmental tone, even in high-pressure scenarios.
  • High level of integrity to work with Customer information while adhering to all Quality, Regulatory and Compliance guidelines.
  • Offer consultative support and recommending products or solutions tailored to each Card Member.
  • Provide compassionate, end-to-end support to customers experiencing bereavement, guiding executors and authorized representatives through the process of closing accounts and settling estate-related affairs with clarity, sensitivity, and adherence to regulatory and internal policies.
  • To ensure success, you will be supported by extensive training and a variety of tools. Initially, experienced team members will support with challenging customers or situations, and as you gain confidence, you will be entrusted to make informed decisions in most cases.
  • Specialists in the Financial Support team also gain invaluable experience that could enable you to excel as your career continues at American Express.

Qualifications

Minimum Qualifications:

  • Computer literate, able to navigate through multiple computer systems and applications simultaneously, with speed and accuracy.
  • A natural communicator who can demonstrate active listening skills and adapt conversation to suit the situation and the Card Member’s communication style.
  • Resilience and empathy are needed to efficiently manage a steady stream of diverse customer calls (including vulnerable customers), whilst balancing performance to meet a variety of metrics.
  • A problem-solver to efficiently evaluate Card Member issues and offer the best inventive solutions with a view to resolving on the first contact.
  • Excellent negotiation, analytical, and decision-making skills, with strong attention to detail and the ability to be assertive.
  • A capacity to learn, willingness to try new things, ability to incorporate feedback and agility through change and difficult situations.
  • Ability to be flexible, adaptable, and work as part of a team within a highly supportive and collaborative environment.

Preferred Qualifications:

  • Customer Service experience, ideally in a contact centre environment.

Employment eligibility to work with American Express in (the country) is required as the company will not pursue visa sponsorship for these positions.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counselling support through our Healthy Minds program
  • Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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