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Open nowPosted 15 days ago

Credit Portfolio Manager (m/f)

Banque Internationale à Luxembourg S.A.

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Luxembourg
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Your applicationOpen nowCredit Portfolio Manager (m/f)Banque Internationale à Luxembourg S.A. · Luxembourg
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This job: posted 15 days ago

The posting

Credit Portfolio Manager (M/F)Luxembourgreq1183Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China. As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations. Your next challenge:• Provide first line of defence oversight to the constituent credit risks in BIL's credit portfolio across all business lines (WM & CIB) and different credit asset classes (Corporate & Acquisition financing, Real estate financing, Net Asset Value Credit financing) and handle Loan Agency tasks, where necessary.• Provide analysis and insight in relation to credit risks across all dimensions (e.g. projects, cash flow, industry, product, rating, valuation, etc.).• Contribute to credit portfolio analysis and management, providing senior management with relevant insights to key and emerging risks.• Work closely with the Corporate Finance experts to support the Corporate Finance mandates (including closings) and in the implementation of the strategy for this activity within the Bank.• Contribute to a regular and proactive monitoring of BIL's credit portfolio in close interaction with internal (e.g. legal, risk) as well as external stakeholders (e.g. clients, external advisors) during the origination/closing phase and post-closing.• Manage the entire annual credit review process for each transaction in the scope of the Credit Portfolio ManagerAnalyse and explain key metrics, trends, axes of analysis• Support the Corporate Finance Experts in signings / closings of new transactions (+ be a key actor of the origination process)• Analyse the portfolio to provide strategic information to BIL's senior managementExplain variations and highlight strategic information from a business as well as risk point of viewGive a forward-looking view on the portfolio, considering the overall economic and financial market environment• Present analyses, key findings and recommendations to the appropriate decision-making bodies in order to enable informed decision making• Monitor the sectoral limit's consumptionsAnticipate changes by liaising with RISK, LEGAL streams on portfolios' evolutions (waiver, amendment, etc.)• Contribute to the transformation of the team´s processes by playing an active role in the context of new projects• Ensure a robust permanent control framework to deliver reliable and consistent analysis in a timely manner• Liaising with external professionals (financial advisors/banks/debt funds/lawyers, etc.)• Act as Facility & Security Agent in syndicated financings, being the first point of contact for the borrowers, as well as the co-lenders when appropriate.Your skills: • Master's degree or equivalent experience• 3-5 year+ prior experience in corporate finance or structured finance or similar• Strong knowledge and previous exposure to structured finance• Experience in drafting and monitoring contractual documents (LMA standard) for the bank, in particular with regard to mandates and complex loans.• Experience in writing credit reviews• Good knowledge of basic IT and AI tools (Outlook, Word, Excel, etc.). • All of the bank's front applications and validation systems relevant for the position• Knowledge on credit products (corporate & acquisition financing, real estate financing, etc.)• Analytical skills with capacity of data crunching• Knowledge of the credit risk and Basel regulation within the bank industry• Entrepreneurial mindset• Highly motivated, dedicated and willingness to learn combined with outstanding service and client orientation• Self-starter, able to work autonomously and in a team• Team player with a high level of initiative and enthusiasm• Excellent analytical skills combined with the ability to quickly understand complex business topics• Excellent communication skills – able to communicate clearly and succinctly, both verbally and in writingBIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience. BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all. NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled. Other documents will be collected, to the extent legally permitted, to perform background checks.

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