Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowFirst seen 3 hours ago

Credit Officer II

Bell Bank59 open roles

Where
Fargo, ND, USA
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowCredit Officer IIBell Bank · Fargo, ND, USA

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on Bell Bank's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

11.3% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 2.0%1 day
  2. 4.3%3 days
  3. 11.3%7 days
  4. 17.5%14 days
  5. 34.2%30 days
  6. 43.5%60 days
This job: first seen 3 hours ago

The posting

This position will be responsible for functions associated with the commercial credit risk management of the bank. This position will also be responsible for identifying and understanding developing trends and providing a thorough, independent assessment of a borrower's capacity to withstand the risks posed by these trends through the preparation of written, in-depth analyses of business, management and industry factors. A primary component of this position will involve the exercise of independent judgment and discretion on matters pertaining to the identification and management of the credit risk and quality of the bank's commercial loan portfolio.

Responsibilities

  • Spread and analyze commercial financial statements, for existing and prospective clients. Provide preliminary recommendation regarding the feasibility of the credit request.
  • Prepare independent, written credit evaluation of new, renewal or modification loan proposals as well as annual credit reviews.
  • Identify trends and analyze performance in order to develop an assessment of credit risks.
  • Participate in the maintenance of the accuracy of the bank’s loan risk rating system and validate that loan risk ratings accurately reflect the risks inherent in the credit.
  • As required, monitor credit quality through the review financial information such as interim financial statements, to provide early warning of possible deterioration.
  • Attend joint client calls with commercial officers, when appropriate.
  • Provide input to lending officers on terms under which a credit request could be structured including costs, repayment methods and collateral requirements.
  • Participate in loan committees as needed.
  • Develop and maintain a thorough understanding of the Bank’s credit policies, procedures, processes and manage to best practices.
  • Assist Credit Manager and/or Credit Officer Team Lead(s) with the training and development of staff as requested.
  • Participate in the administration of the Bank’s loan policy and ensure adherence to loan conditions.
  • May also support other credit risk management activities including those related to preparation of executive management and/or board of directors’ reports, internal or external audits, and regulatory examinations.
  • Provide guidance to loan document representative and commercial loan coordinator in preparation of loan documentation.
  • Provide support to the secondary exposure approval process for ACH requests as needed.
  • Mentor other Bank team members in the credit administration process.

Bell Bank Culture, Policy and Accountability Standards

  • Know and live Bell Bank’s values, bottom line, customer service standards, Golden Rules, and LOCBUTN by building personal connections with customers and employees and using their names as often as possible.
  • Conduct activities consistent with established Bell Bank policies, procedures and systems, the Code of Conduct, the Bank Secrecy Act and all applicable state and federal laws and regulations.
  • All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
  • Prompt and reliable attendance.
  • Perform other duties as assigned.

Education, Experience, and Other Expectations

  • Bachelor’s Degree in accounting, finance, business administration, or related field.
  • 2-4 years of credit, lending or examining experience.
  • Strong preference of underwriting experience.

Knowledge, Skills, and Abilities

  • Working knowledge of loan documentation.
  • Above-average written and communication skills.
  • Proficiency with computer technology.
  • Ability to deal with multiple tasks and deadlines.
  • Effective time management and organizational skills.
From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against Bell Bank's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on Bell Bank's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    Bell Bank's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.