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ANALISTA DE CRÉDITO PLENO

BM VAGAS1,566 open roles

Where
São Paulo, SP, Brasil
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Your applicationOpen nowANALISTA DE CRÉDITO PLENOBM VAGAS · São Paulo, SP, Brasil
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  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

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The clock on this job

Early applications get read.

13.9% of postings close within 7 days. Measured by our own scanner across the market. BM VAGAS postings stay open a median of 9 days.

Share of postings closed within
  1. 2.2%1 day
  2. 4.7%3 days
  3. 13.9%7 days
  4. 22.4%14 days
  5. 38.1%30 days
  6. 59.0%60 days
This job: posted today

BM VAGAS median: 9 days open

The posting

BM VAGAS em parceria com empresa consolidada no seu segmento seleciona ANALISTA DE CRÉDITO PLENO para cidade de São Paulo.

Bairro: Bela Vista

Responsabilidades

  • Realizar análises cadastrais, financeiras e de risco de clientes pessoa jurídica.
  • Avaliar solicitações de concessão, renovação e revisão de limites de crédito.
  • Analisar balanços patrimoniais, demonstrações de resultados (DRE) e indicadores econômico-financeiros.
  • Avaliar capacidade de pagamento, liquidez, endividamento e exposição financeira dos clientes.
  • Consultar e interpretar informações de bureaus de crédito, especialmente Serasa.
  • Analisar históricos de pagamento, inadimplência, protestos, restrições e demais fatores de risco.
  • Elaborar pareceres técnicos fundamentados, recomendando aprovação, restrição ou reprovação de crédito.
  • Propor limites e condições de crédito compatíveis com o perfil de risco dos clientes.
  • Monitorar a carteira de crédito e identificar situações que demandem reavaliação de limites.
  • Garantir a organização, atualização e rastreabilidade das informações e documentos utilizados nas análises.
  • Atuar em conjunto com as áreas Comercial, Contas a Receber, Cobrança e Jurídico.
  • Contribuir para o aprimoramento dos controles internos, políticas e procedimentos de crédito.

Requisitos

  • Experiência mínima de 3 anos em análise de crédito para pessoas jurídicas.
  • Conhecimento em análise de balanços, DRE e indicadores financeiros.
  • Experiência em avaliação de riscos e definição de limites de crédito.
  • Familiaridade com consultas e interpretação de informações de bureaus de crédito.
  • Capacidade de elaboração de pareceres técnicos.
  • Conhecimento intermediário ou avançado de Excel.
  • Ensino superior em Administração, Ciências Contábeis, Economia, Gestão Financeira ou áreas correlatas.
  • Administração, Ciências Contábeis, Economia ou áreas afins
  • Atenção a detalhes na conferência de dados cadastrais e financeiros
  • Senso crítico apurado para avaliação de riscos
  • Agilidade na tomada de decisões sob pressão
  • Capacidade analítica na leitura de relatórios financeiros
  • Colaboração/trabalho em equipe
  • Boa comunicação
  • Organização
  • Trabalho em equipe
  • Comprometimento
  • Vontade de aprender
  • Resiliência
  • Pontualidade

Horário

  • 2a. das 08h às 18 h; 3a a 6a das 08:15 às 18h
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