The posting
Senior Specialist : Middle Market Life Solutions
Qualifications:
- Newly or nearly qualified actuary
Experience:
- More than 5 years in similar environments (actuarial life experience in product or suitable commercial roles)
Responsibilities:
- Lead strategic simple solutions projects with structured execution plans, managing personal and team outputs.
- Act as a senior team member in developing or enhancing simple life solutions.
- Analyze profitability and commercial contribution to the Simple Life Solutions Commercial unit.
- Use stakeholder inputs to assess: Market trends Customer needs Channel needs Regulatory requirements Competitor insights Gaps/issues in current solutions New product opportunities
- Develop and maintain technical product artefacts, including: Product specifications Policy document specs Customer communication content Technical marketing content
- Collaborate with technology teams to ensure correct and efficient implementation of solutions.
- Use management information and data to monitor solution performance and support recommendations.
- Support commercial and first-line risk management.
- Assess pricing strategy and risk levers, including: Mortality Morbidity Lapse Operational risk Market risk Other broader risks
- Incorporate risk mitigation through: Product design Pricing (with pricing SMEs) Underwriting and claims rules Reinsurance design Collaboration with functional areas and stakeholders (aligned with IAM and SARLSA operating model)
- Ensure: Commercial optimization Intuitive customer journeys Strategic alignment Adequate risk controls
- Ensure compliance with: Internal policies and standards Relevant governance for approvals, specs, and solution artefacts
- Prepare and present reports or support reporting to governance/management forums.
- Mentor and guide junior team members.
- Participate in cross-functional teams for strategic solution development.



