Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowPosted 56 days ago

Pre-Approval Specialist

Cross Country Mortgage92 open roles

Where
LC11705 - 5445 DTC Parkway, Greenwood Village, CO
Work mode
On site
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowPre-Approval SpecialistCross Country Mortgage · LC11705 - 5445 DTC Parkway, Greenwood Village, CO

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on Cross Country Mortgage's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

8.5% of postings close within 7 days. Measured by our own scanner across the market. Cross Country Mortgage postings stay open a median of 7 days.

Share of postings closed within
  1. 1.8%1 day
  2. 4.0%3 days
  3. 8.5%7 days
  4. 15.4%14 days
  5. 34.1%30 days
This job: posted 56 days ago

Cross Country Mortgage median: 7 days open

The posting

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

Position Overview:

The Pre‑Approval Specialist delivers timely, accurate, and policy‑aligned pre‑approval decisions that protect CrossCountry Mortgage, support Loan Advisor recommendations, and enable downstream operations to proceed without rework. This role ensures eligibility determinations are accurate and supported by clear, defensible documentation. The Pre‑Approval Specialist provides objective assessments that prepare files for smooth transition into operational processing.

Job Responsibilities:

  • Maintain high decision quality and operational efficiency by meeting accuracy, timeliness, capacity, escalation, and review‑related performance expectations.
  • Review submitted applications and supporting documents within 24 hours to ensure each file meets company completeness standards and to identify missing, unclear, or inconsistent information.
  • Request and track additional borrower documentation through Blend or other approved systems.
  • Evaluate whether files meet defined consult‑readiness criteria.
  • Qualify borrower income, assets, credit, and liabilities to support eligibility determinations.
  • Order and review verifications as needed (employment, assets, credit, etc.) to substantiate file data.
  • Research investor guidelines and document relevant references and citations in the file.
  • Determine eligibility‑supported loan programs and structures based on file data and investor requirements.
  • Render accurate, guideline‑aligned pre‑approval decisions.
  • Document whether a file is approved or not and record eligibility constraints, assumptions, and identified risks.
  • Create a concise decision narrative that supports underwriting, rework diagnosis, coaching and training, and audit and compliance review.
  • Develop and document a realistic action plan for clients who are not yet eligible, specifying what must change, required documentation or behaviors, and estimated timing.
  • Communicate and coordinate the action plan with Loan Advisors so they can confidently explain next steps to clients.
  • Consult underwriting proactively to validate pre-approval logic when guidelines are unclear.
  • Collaborate with processors for experiential insight into approval patterns.
  • Escalate ambiguity, risk, or ethical concerns to the Production Manager.
  • Support diagnosis on denials or post–pre-approval rework when required.
  • Prepare files for contract and lock consultation by reviewing executed contracts, updating loan applications to reflect contract terms, verifying borrower, property, agent, and third‑party contacts, and accurately setting up fees so the file is consultation‑ready.
  • Issue initial disclosures to borrowers through the system upon Loan Advisor direction and send disclosures the same day as the lock consult whenever possible.
  • Complete required setup checklist items and submit files to setup after the lock consult, ensuring files are prepared for the lock call within 24 hours and transferred to setup within 24 hours of signed disclosures.

Qualifications and Skills:

  • Knowledge of mortgage underwriting and investor guidelines.
  • Knowledge of Encompass LOS, preferred.
  • Familiarity with conventional, FHA, VA, jumbo, and portfolio products.
  • Proficiency with Automated Underwriting Engines (AUS), including DU and LP, and interpreting findings.
  • Excellent attention to detail and pattern recognition skills to identify inconsistencies and trends.
  • Skilled in writing clear, well‑organized documentation and explaining decisions with concise rationale and next steps.
  • Skilled in exercising measured, sound judgment under pressure and communicating decisions clearly to internal partners.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.

CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com

CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com

California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.

CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.

CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against Cross Country Mortgage's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on Cross Country Mortgage's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    Cross Country Mortgage's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.