The posting
Job Description:
For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities.
Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management division. If you are motivated to take the initiative and collaborate with colleagues across the world; if you want to be part of a community where you can grow, both professionally and personally – then join our team. Together we can make a great impact for our clients home and abroad, securing their lasting success and financial security.
Regulation, Compliance and Anti-Financial Crime (AFC) protect the integrity and reputation of Deutsche Bank by managing regulatory and financial crime risks and supporting strong ethical and governance standards.
Deutsche Bank is committed to maintaining strong controls to prevent financial crime, including Anti-Money Laundering (AML), Sanctions & Embargoes, Anti-Bribery and Corruption, and Anti-Fraud. AFC supports the Bank in meeting its legal and regulatory obligations and maintaining effective systems and controls to prevent money laundering, terrorist financing and other financial crime.
AFC’s Vision and Mission:
- AFC vision is to ‘Proactively protect our clients, our bank, and our society from financial crime risk’.
- AFC mission is to ‘Continually enhance an effective, efficient and sustainable financial crime control framework’.
Responsibilities:
Investigations:
- Assess transactional activity, triggered through Transaction Monitoring Alerts or other referrals, as to conclude on potential red flags factoring in customer KYC, previous customer behavior, open sources searches etc.
- Handle assigned Transaction Monitoring alerts and Investigation in line with applicable policies and procedures and expected minimum standards.
- Assessment should be documented in a high-quality report leading to a balanced and justified conclusion on potential further actions.
SAR Filing:
- Draft Suspicious Activity Reports (SARs) based on investigation conclusions and in line with MLRO decision.
- Ensure that SAR filings are complete and ready for filing within regulatory and procedural timeframes.
- File SAR within GoAML and follow-up liaison with MROS and/or Law Enforcement.
- Complete Post-Sar internal and external activities.
Additional responsibilities include:
- Maintain familiarity with appropriate investigation and research techniques to support AML activities, including research utilizing bank systems, intranet, internet and external vendor solutions as appropriate.
- Effectively communicate within Deutsche Bank global investigations organization and across other functions/areas, effectively conveying key information to both internal and external audiences as appropriate.
- Maintain knowledge of internal escalation processes to ensure appropriate .approvals are received as to enable early identification of red flags.
- Identify significant cases that require notification to management.
- Assist in training and cross-training personnel, as required.
- Help foster a positive culture of compliance by working proactively with the internal controls functions, and other stakeholders to ensure that best practices and systems are in place in accordance with applicable laws, rules, regulations and internal procedures and policies.
- Maintain external awareness of research trends, information, and techniques related to money laundering, and cascades accordingly to appropriate levels of the organization.
- Effectively communicate within AFC as to ensure level-playing field with regards to investigation key information, policies and procedures.
- Provide support and expertise to the organization on research techniques, capabilities, and systems.
- Maintain awareness of AML trends and other related industry practices helping ensure external knowledge and focus is not lost.
- Help providing project management support on AFC-related projects and initiatives, as requested, to ensure they progress toward a common goal in alignment with agreed timelines.
- Provide assistance to other investigators &/or AFC officers when necessary/requested.
- Participate in special reviews, projects, and training efforts, as required.
Skills:
- At least 5 years of relevant professional experience in AFC / AML, with strong expertise in AML investigations and handling Transaction Monitoring alerts.
- At least 3 years of experience in Swiss Private Banking.
- Strong knowledge of Swiss banking law and regulatory requirements.
- Degree in Business Administration, Law or a related field, or an equivalent relevant professional qualification.
- Strong knowledge of national and international requirements relating to AML, Sanctions & Embargoes, KYC, PEP and Adverse Media.
- Strong analytical and data interpretation skills, with the ability to assess complex transactional data and draw clear, well-supported conclusions from multiple information sources.
- Experience working with control functions, policy teams and regulatory frameworks within the financial services industry.
- Strong written and verbal communication and stakeholder management skills, with the ability to collaborate effectively across globally dispersed teams.
- Fluent English and German and/or French, both written and spoken.
- Ability to work independently, manage multiple priorities and deliver high-quality work within agreed timelines.
- Strong problem-solving skills, with the ability to understand complex issues quickly and take a pragmatic, solution-oriented approach.
- Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
Well-being & Benefits
· Emotionally and mentally balanced We support you in dealing with life crises, maintaining stability through illness, and maintaining good mental health.
· Physically thriving We support you managing your physical health by taking appropriate preventive measures and providing a workplace that helps you thrive.
· Socially connected We strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self-confidence and wellbeing.
· Financially secure
We support you to meet personal financial goals during your active career and for the future.
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
