Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowPosted today

Senior Data Scientist, Credit Risk Strategy

desjardins549 open roles

Where
Montréal
Work mode
Hybrid
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowSenior Data Scientist, Credit Risk Strategydesjardins · Montréal

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on desjardins's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

13.9% of postings close within 7 days. Measured by our own scanner across the market. desjardins postings stay open a median of 15 days.

Share of postings closed within
  1. 2.2%1 day
  2. 4.7%3 days
  3. 13.9%7 days
  4. 22.4%14 days
  5. 38.1%30 days
  6. 59.0%60 days
This job: posted today

desjardins median: 15 days open

The posting

The Personal Services Credit Risk Strategy Department develops and implements credit risk decision-making strategies based on risk/return quantification to deliver value not just for the organization, but also for members and clients, in a way that supports Desjardins Group’s longevity. As a Senior Data Scientist, Credit Risk Strategy, you help define and develop the analytical directions that support our needs for assessing and managing the credit risks associated with granting loans and the financing product lifecycle. You are recognized for your leadership and expertise. You have the ability to take on the design, development, implementation and evolution of decision-making strategies with very little supervision. You influence business directions and risk management practices through the quality of your analytical work, recommendations and deliverables. You are the go-to resource for specialized teams, business partners and senior management during initiatives with a strong strategic impact. More specifically, you will be required to:

  • Design, apply, implement and develop decision-making strategies in the realm of credit risk management, while overseeing the production of rigorous methodological documentation that meets governance, validation and model framework requirements.
  • Develop, calibrate and roll out predictive models and advanced machine learning algorithms to improve the performance of risk strategies and the experience of our members and clients.
  • Maximize the financial impact of strategies that have been rolled out, and actively contribute to the transformation of credit risk management practices.
  • Lead or contribute to large-scale strategic transformation initiatives that require advanced expertise in data science, predictive modelling and credit risk.
  • Prepare and present the methodological files, analyses and recommendations required for various governance processes, including independent validation exercises, approval committees and risk monitoring bodies.
  • Ensure alignment between business objectives, regulatory requirements, sound risk management and industry best practices.
  • Serve as a senior advisory specialist to the organization’s various units and help influence their decisions by simplifying complex analytical concepts in terms non-experts can understand.
  • Serve as a mentor, coach and technical resource person for team members, and contribute to the development of the division’s analytical practices.

What we offer*

  • Competitive salary and annual bonus
  • 4 weeks of flexible vacation starting in the first year
  • Defined benefit pension plan that provides predictable, stable income throughout retirement
  • Group insurance including telemedicine
  • Reimbursement of health and wellness expenses and telework equipment

*Benefits apply based on eligibility criteria.

#LI-Hybrid

What you bring to the table

  • Bachelor’s degree in math, statistics, economics, finance or a related field
  • A minimum of six years of relevant experience in data science, predictive modelling or credit risk management
  • Please note that other combinations of qualifications and relevant experience may be considered
  • Proven experience with the development, validation and implementation of predictive models and machine learning solutions in a production environment
  • In-depth experience with credit risk management and quantification, and coming up with risk management decision-making strategies
  • Experience creating methodology documentation and presenting files intended for governance, model validation and risk management purposes
  • Knowledge of French is required
  • Advanced proficiency with SAS, SQL and Python programming tools
  • Knowledge of machine learning algorithms and their tangible applications in a credit risk environment

Action oriented, Complexity, Customer Focus, Differences, Innovation, Interpersonal Savvy, Nimble learning

Equity, Diversity, Inclusion and Accessibility

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Trade Union (If applicable)

Job Family

Data (FG)

Unposting Date

2026-11-30

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against desjardins's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on desjardins's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    desjardins's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.