Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowPosted 7 hours ago

Software Engineer - Lending

FairMoney

Where
lagos, FC, Nigeria
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowSoftware Engineer - LendingFairMoney · lagos, FC, Nigeria

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on FairMoney's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.7%14 days
  5. 35.6%30 days
  6. 58.0%60 days
This job: posted 7 hours ago

The posting

FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.

In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.

FairMoney thrives on its diverse workforce, bringing together talents from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.

Role Overview

As an Intermediate Software Engineer (RCL), you will be responsible for designing, developing, testing, and maintaining reliable backend services that power FairMoney's products and platforms.

You will work closely with other engineers and cross-functional teams to build scalable backend solutions, design robust APIs, work with relational databases, and ensure high standards of code quality and reliability.

This is a remote / in-office role, giving you the flexibility to work remotely while also having the option to work from the office.

Key Responsibilities

Backend Development

  • Design, develop, and maintain scalable and reliable backend services.
  • Write clean, maintainable, and production-ready code.
  • Build and improve backend services that support FairMoney's financial products.
  • Work with backend technologies and programming languages such as Golang and Ruby on Rails (RoR).
  • Troubleshoot, debug, and resolve technical issues.
  • Participate in code reviews and contribute to engineering best practices.

API Design & Integration

  • Design, develop, and maintain secure and scalable APIs.
  • Ensure APIs are well-structured, documented, reliable, and easy to consume.
  • Integrate backend services with internal and external systems.
  • Consider performance, security, scalability, and maintainability when designing APIs.

Relational Databases

  • Design and work with relational database schemas.
  • Work with relational databases such as PostgreSQL and MySQL.
  • Write efficient SQL queries and optimise database performance.
  • Ensure data integrity, consistency, and reliability.
  • Identify and resolve database-related performance issues.
  • Work with large and growing datasets while considering scalability.

Testing & Quality

  • Write and maintain unit and integration tests for backend services.
  • Follow strong testing practices to ensure code reliability and prevent regressions.
  • Participate in automated testing and continuous integration processes.
  • Take ownership of the quality and reliability of the services you build.

AI-Native Development

  • Use AI-powered development tools to improve engineering productivity, code quality, debugging, testing, and problem-solving.
  • Apply prompt engineering techniques to effectively work with AI tools for software development.
  • Stay up to date with emerging AI-assisted software engineering practices and incorporate relevant tools into your workflow.

Collaboration & Ownership

  • Collaborate with Product, Engineering, Data, and other teams to understand requirements and deliver effective technical solutions.
  • Participate in technical planning, design discussions, and architecture decisions.
  • Proactively identify technical improvements and contribute to the evolution of FairMoney's engineering practices.
  • Take ownership of assigned projects from development through deployment and maintenance.

Requirements

  • 4-5 years of professional backend software engineering experience.
  • Strong experience building and maintaining backend applications and services.
  • Strong experience with backend programming languages such as Golang and/or Ruby on Rails (RoR).
  • Solid experience working with relational databases, particularly PostgreSQL and/or MySQL.
  • Strong understanding and practical experience with API design and development.
  • Strong testing discipline, including experience with unit and integration testing.
  • Ability to write clean, maintainable, scalable, and well-tested code.
  • Good understanding of software engineering principles, data structures, and algorithms.
  • Experience with Git and modern software development workflows.
  • Strong problem-solving and debugging skills.
  • Ability to work effectively in a collaborative engineering environment.
  • Experience working with AI development tools and prompt engineering is a plus.
  • Experience with fintech, banking, lending, or other financial products is a plus.

Nice to Have

  • Experience in lending, credit, payments, or another regulated financial domain.
  • Experience with event-driven architectures, messaging systems, and asynchronous processing at scale.
  • Experience working with high-volume transactional systems.
  • Experience with observability and performance monitoring tools.
  • Experience working with distributed or highly scalable systems.
  • Experience using AI tools as part of day-to-day software development.

Benefits

  • Competitive pay
  • Paid annual leave
  • A network of talented colleagues
  • Remote / in-office work flexibility
  • Opportunity to work with a diverse, international team
  • Opportunity to build technology that impacts financial services across emerging markets

Recruitment Process

  1. Introductory call with members of the hiring team (30 mins).
  2. Interview with the Hiring Manager to assess technical fit (45 mins).
  3. Skills assessment / coding exercise.
  4. Final interview to discuss technical expertise, experience, and overall fit.
From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against FairMoney's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on FairMoney's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    FairMoney's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.