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ClosedPosted 91 days ago

Senior Credit Analyst

First National Bank Texas143 open roles

Where
Killeen, TX, USA

This posting closed on 2026-10-23. 143 other First National Bank Texas postings are live.

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Still open, like this oneLive
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The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market. First National Bank Texas postings stay open a median of 2 days.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 58.1%60 days
This job: posted 91 days ago

First National Bank Texas median: 2 days open

The posting

* Prepare spreads of financial information from financial statements and tax returns * Monitor the ongoing credit risk of existing loans through systematic reviews of financial statements and testing compliance with loan convenants * Analyze and underwrite consumer loan requests as needed * Order appraisals of residential property * Analyze the financial data presented, including the level and trend of pertinent ratios, including global debt service capacity * Identify exceptions to lending policies and underwriting guidelines. * Ensure compliance with all applicable laws and regulations * Research borrower industry and market conditions * Identify borrowing causes, sources of repayment, risks to repayment, and suggest enhancements to mitigate credit risk * Prepare written assessment documenting the strengths and weaknesses of small, non-complex commercial credit requests * Assist with special projects and performs other duties as assigned

Physical Requirements: * Must be able to remain in a sitting stationary position for extended periods of time * Constantly operate a computer and other office machinery * Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.

* Bachelor's Degree in Accounting, Finance, Business Management or related field * 3-5 years experience in lending or credit preferred * At least 18 years of age * Ability to organize and prioritize * Detail oriented and ability to multi-task * Proficient in Microsoft Office * Must be a self-starter and able to meet all deadlines * Must communicate effectively, both verbal and written * Must successfully pass background investigation according to company policy * Must be able to get along with co-workers and work effectively in a team environment * Strong analytical skills and exercises good judgement to make sound decisions * Possesses clear understanding and complies with all bank procedures, laws and regulations

Posting text belongs to the employer. Removal requests: contact us.

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