Skip to content

Open nowPosted 19 hours ago

Consumer Direct Lending Ops - Direct Lending Support Specialist

Golden 1199 open roles

Where
8945 Cal Center Dr, Sacramento, CA 95826, USA
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowConsumer Direct Lending Ops - Direct Lending Support SpecialistGolden 1 · 8945 Cal Center Dr, Sacramento, CA 95826, USA
  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on Golden 1's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

12.7% of postings close within 7 days. Measured by our own scanner across the market. Golden 1 postings stay open a median of 20 days.

Share of postings closed within
  1. 2.2%1 day
  2. 4.5%3 days
  3. 12.7%7 days
  4. 20.4%14 days
  5. 35.6%30 days
  6. 58.7%60 days
This job: posted 19 hours ago

Golden 1 median: 20 days open

The posting

Job Title: Direct Lending Support SpecialistStatus: Non-exemptReports to: Director - Consumer LendingDepartment: Consumer Direct Lending OpsJob Code: 12134Pay Range: $28.00 - $35.00 Hourly Location: Hybrid in Sacramento, CAWHO WE ARE:Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.WHO YOU ARE:You are an advanced lending professional who builds trusted partnerships, responds quickly, research thoroughly, and brings clarity to complex and time-sensitive lending situations. You can independently process and troubleshoot loans, interpret established requirements, manage multiple support requests and escalations from intake through resolution, and translate complex lending requirements into clear, practical guidance for frontline employees. You recognize recurring issues and opportunities that should be addressed through improved procedures, education, training, or knowledge content while maintaining strong quality, service, and risk discipline.WHAT YOU'LL DO:

The Lending Support Specialist performs all core processing functions, excluding dedicated member call-center queue responsibilities, and provides specialized support to Retail Branch and MSCC employees. The role owns complex lending inquiries and escalations, internal support channels, urgent fulfillment and same-day funding coordination, partner education, and service-delivery support. Advanced Application Processing and Lending Support * Perform the full range of Processor I, Processor II, and Processor III processing functions, including application review, document preparation, complex troubleshooting, escalation resolution, peer guidance, and fulfillment coordination. * Process or support complex consumer lending transactions across unsecured, vehicle, RV, powersports, credit card, line-of-credit, dealer purchase, private-party, refinance, and other assigned products. * Review applications and supporting documentation for completeness, accuracy, compliance, and fulfillment readiness. * Provide advanced guidance regarding loan status, decisions, counteroffers, stipulations, documentation, collateral, title, payoff, insurance, vesting, signing, funding, booking, system workflows, and established next steps. Retail Branch and MSCC Lending Support * Serve as a primary Direct Lending resource for Retail Branch and MSCC employees seeking assistance with consumer lending transactions. * Provide real-time and consultative guidance through approved internal support channels, including structured requests and lending support chat. * Research application and transaction details and provide clear, actionable guidance that enables frontline employees to effectively assist members. * Support complex scenarios involving documentation, application status, loan decisions, signing, collateral requirements, funding readiness, booking, and operational handoffs. * Prioritize requests based on member impact, urgency, service commitments, and operational risk. * Communicate clear ownership, status, requirements, and next steps to internal partners. * Support first-contact resolution and help reduce unnecessary transfers, repeat contacts, rework, and avoidable handoffs. Escalation Ownership and Complex Issue Resolution * Own assigned lending escalations from intake through resolution or appropriate handoff. * Research complex issues across applications, documents, systems, decisions, and operational workflows to identify root cause and required corrective action. * Coordinate resolution with Processing, Underwriting, Funding, Retail, MSCC, Loan Servicing, Collections, Fraud Prevention, Compliance, and other partners. * Escalate complaints, policy exceptions, suspected fraud, material risk or compliance concerns, and matters outside assigned authority to the appropriate leader or specialized team. Urgent Funding and Fulfillment Coordination * Coordinate and prioritize urgent member-impacting transactions, same-day funding requests, documentation issues, signing concerns, and booking or disbursement questions. * Validate required approvals, documents, signatures, collateral information, and funding conditions before coordinating execution with Processing or Funding. * Monitor high-priority and time-sensitive requests through completion and provide timely, actionable updates when additional information or action is required. * Help resolve avoidable delays and service breakdowns while maintaining appropriate quality, compliance, and risk controls. Partner Education and Continuous Improvement * Identify recurring Branch and MSCC questions, escalation themes, transaction defects, transfer drivers, knowledge gaps, process gaps, and member pain points. * Support the development and maintenance of job aids, FAQs, procedures, educational materials, and knowledge-base content. * Provide huddle support, procedural clarification, knowledge sharing, and lending education to strengthen frontline employee confidence and consistency. * Participate in user acceptance testing, workflow changes, procedure reviews, service improvements, and operational initiatives affecting lending support. * Promote consistent use of established support channels, intake standards, documentation requirements, and escalation practices.

QUALIFICIATIONS AND PREFERENCES:

H.S. Diploma or General Education Degree (GED) required Associate’s Degree in business, finance, communication or a related field preferred Equivalent relevant experience also considered 5+ years of related consumer lending, loan processing, branch platform banking, contact center support, financial services, or regulated operations experience preferred Demonstrated experience with complex consumer and vehicle lending, frontline business partner support, escalations resolution, and coordination of urgent or time sensitive member impacting requests required

WHY JOIN US:Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.Please view the full job description detailing the complete list of duties and expectations for this role by clicking or copying this URL into your browser: https://golden1.jdxpert.com/ShowJob.aspx?EntityID=2&id=3376DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against Golden 1's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.
  3. We apply on Golden 1's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.
  4. Every reply, sorted

    Golden 1's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.
  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.