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Open nowPosted 46 days ago

Analista de Crédito Junior - PLD FTP

Gupy (Portal de Vagas)74,621 open roles

Where
São Paulo, Brazil
Work mode
Hybrid
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Your applicationOpen nowAnalista de Crédito Junior - PLD FTPGupy (Portal de Vagas) · São Paulo, Brazil
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The clock on this job

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7.8% of postings close within 7 days. Measured by our own scanner across the market.

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  2. 3.5%3 days
  3. 7.8%7 days
  4. 14.6%14 days
  5. 34.0%30 days
This job: posted 46 days ago

The posting

Nosso time de crédito está crescendo! Venha fazer parte.Como Analista de Crédito Jr, você fará parte do time de Crédito, essa área é responsável por analisar a documentação que os clientes enviam para compra de Auto e Moto. Este time atua de forma ativa para evitar riscos aos clientes e o Mycon.Responsabilidades e atribuiçõesEm seu dia a dia, você será responsável por:Realizar análise de crédito de consorciados contemplados PF e PJ para liberação de carta de crédito.Realizar análise de crédito para transferência de cotas de consorciados contemplados PF e PJ para liberação de carta de crédito.Avaliar capacidade de pagamento por meio de análise de renda, comprometimento financeiro e histórico de crédito.Consultar e analisar informações em bureaus de crédito (Serasa, SPC, entre outros).Apoiar na validação de documentação e compliance das operações.Emitir parecer de crédito conforme política internaAcompanhar pendências documentais e solicitar informações complementares aos consorciados ou áreas internas.Apoiar na manutenção e atualização de cadastros e registros no sistema.Seguir normas, políticas e procedimentos da área de crédito e seguradora.Auxiliar na identificação de inconsistências ou riscos nas propostas analisadas.Garantir que as análises estejam em conformidade com as normas do Banco Central e políticas internas da administradora.Apoiar na prevenção a fraudes e identificação de inconsistências nas propostas.Registrar e acompanhar as análises nos sistemas internos da administradora.Requisitos e qualificaçõesPara essa vaga é necessário:Experiência com processos de analise de crédito (como análise Serasa e indicadores financeiros);Experiência com ferramentas diversas para análise de crédito;Vivência em análise de crédito para PJ;Sistema Newcon;Bureaus de crédito.Conhecimento em PLDDiferencialConhecimento em consórcio (regras e regulamento);Bons conhecimentos no Pacote office (excel)Informações adicionaisLocal:São Paulo, Vila Olímpia. Modelo HíbridoBenefícios:🍴-Vale Refeição/Alimentação flexíveis - cartão Swille;🩺-Assistência Médica;🦷-Assistência Odontológica;💙-Seguro de Vida;💻-Auxílio home office;🚌-Vale transporte;🥳-Day Off de aniversário;🏋️‍♀️-TotalPass;🧠-Zenklub;🤑-Benefício dia do profissional de consórcio;💱-Taxa 0% em nossos produtos (somente para colaboradores);💰-PPR - de acordo com metas estabelecidas no programa anual.E mais...👩‍🎓-Parceria com instituição de ensino com desconto para cursos de Pós-graduação;🪪-Acesso a Udemy business após 6 mês 100% pago pela empresa;🪪-Parceria com Sesc.

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