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Open nowPosted today

Credit Manager_HOUSING FINANCE_0140_1780_1008888_HRR

hcbt.fa.em2.oraclecloud.com/CX4,632 open roles

Where
Pune, Maharashtra, India
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Your applicationOpen nowCredit Manager_HOUSING FINANCE_0140_1780_1008888_HRRhcbt.fa.em2.oraclecloud.com/CX · Pune, Maharashtra, India

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The clock on this job

Early applications get read.

13.1% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 2.2%1 day
  2. 4.7%3 days
  3. 13.1%7 days
  4. 21.1%14 days
  5. 35.7%30 days
  6. 58.7%60 days
This job: posted today

The posting

Job Description

Job Description Credit Manager

  • Ability to assess the creditworthiness of applicants by analysing financial statements, credit reports, and other relevant information.
  • Conduct thorough risk assessments to determine the viability of loan requests. Evaluate and interpret financial ratios, cash flows, and collateral values to make informed credit decisions.
  • Familiarity with regulatory frameworks and compliance requirements related to credit operations.
  • Manage and mitigate credit risk by setting appropriate credit limits, terms, and conditions
  • Excellent communication and interpersonal skills, with the ability to build and maintain relationships with clients and Cross functional teams , necessary to understand their Loan Requirements and provide suitable credit solutions.
  • Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.
  • Attention to detail and ability to handle high-volume work, meet deadlines, and manage multiple cases concurrently.
  • Proficiency in using credit analysis software and Microsoft Office applications like Excel / Outlook.
  • Being a team player while assisting the team in implementing HO & local policies at ground level.
  • Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels.
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