Skip to content

Open nowPosted 4 hours agoWe saw it 4 min after it went up

Senior Counsel, Servicing

Hometap10 open roles

Pay
$190,000 – $220,000 a year
Where
Remote
Work mode
Remote
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowSenior Counsel, ServicingHometap · Remote
  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on Hometap's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

13.8% of postings close within 7 days. Measured by our own scanner across the market. Hometap postings stay open a median of 77 days.

Share of postings closed within
  1. 2.2%1 day
  2. 4.7%3 days
  3. 13.8%7 days
  4. 22.3%14 days
  5. 37.8%30 days
  6. 59.0%60 days
This job: posted 4 hours ago

Hometap median: 77 days open

The posting

Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.

We work hard, and have some fun along the way, too. You don’t have to take our word for it: The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more!

In case you need any more convincing, we also provide competitive compensation, healthcare coverage, generous PTO, a meaningful equity package, and a strong culture with plenty of opportunities for team-building and camaraderie.

Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk.

Who you are

As Senior Counsel, Servicing, you'll serve as the primary legal advisor to our Investment Support and Servicing team, providing guidance to the team on the full servicing lifecycle: onboarding through to settlement at the end of the contract term and everything in between, including default management, foreclosure and bankruptcy, and real estate owned (REO).

You'll report to the Chief Compliance Officer, who sits within the Legal team, and work with leaders across the business teams and the legal function. This role is a great fit for an attorney with 5+ years of mortgage experience who can turn complex federal and state requirements into plain-language guidance that servicing operations can act on. You evaluate risk pragmatically, balancing growth and operational flexibility with protecting the organization rather than defaulting to caution. You are someone who enjoys operating with autonomy and is confident in making independent decisions, but also comfortable to escalate for support whenever needed. As a partner to our Investment Support team, you’ll have a meaningful impact on the work we do internally and to support our growing portfolio of homeowners.

What you'll do

  • Serve as the primary legal point of contact for all Servicing matters throughout the entire HEI lifecycle, from origination through settlement
  • Own the state-by-state regulatory analysis governing the servicing of HEIs, including the development of comprehensive regulatory matrices covering disclosures, statement, and notice requirements
  • Partner with Capital Markets and Capital Legal teams to review Servicing and Asset Management Agreements with new capital partners, securitization deals, and subsequent amendments
  • Select and manage the outside firms that handle foreclosure and bankruptcy filings, including due diligence, firm selection, and development and oversight of firm KPIs
  • Collaborate with Marketing and Investment Support operations teams to review all homeowner communications and call center scripts
  • Partner with Product, Design, and Engineering on system enhancements and feature releases to ensure compliance with existing law
  • Build procedures, playbooks, and templates for the role and department, along with FAQs and resource documents that Servicing operations can use to self-serve
  • Advise on bankruptcy escalations and questions, including proofs of claim, as well as tax delinquency and tax-sale matters
  • Support other legal matters as needed, including advising on Privacy, Originations, and Secondary Market matters and regulatory requirements

What you bring

  • J.D. from accredited law school and active bar membership in any U.S. jurisdiction in good standing
  • 5+ years practicing mortgage law at a law firm, in-house, or both, including meaningful experience advising business operations on residential mortgage consumer finance transactions
  • Working knowledge of consumer finance and mortgage regulations, including the Real Estate Settlement Procedures Act (RESPA) and Regulation X, the Truth in Lending Act (TILA) and Regulation Z, the Fair Credit Reporting Act (FCRA), the Equal Credit Opportunity Act (ECOA) and Regulation B, the Gramm-Leach-Bliley Act (GLBA), unfair, deceptive, or abusive acts or practices (UDAAP), and the Servicemembers Civil Relief Act (SCRA)
  • Ability to analyze complex regulations, assess how they apply to a new consumer financial product, and translate the requirements into plain-language guidance that is easily actionable by non-legal business teams
  • Ability to partner with business and legal leaders and act as the trusted escalation point for operations teams
  • Sound judgment, self-assurance in decision-making, and comfort communication directly with senior leadership across the organization
  • Willingness to travel occasionally and Eastern time zone working hours preferred

The base compensation range for this role is $190,000-$220,000, depending on your experience, skills, location, and other factors. You’ll also receive meaningful equity, so you can share in our growth and success. We offer generous medical, dental, and vision coverage, a work-from-home stipend, parental leave, and plenty of paid time off to recharge.

Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.

Hometap believes that our differences are what bring us together, and one of our biggest priorities is creating a diverse workplace that welcomes and values each team member’s unique perspective, background, and ideas. All roles here are filled based solely on candidates’ qualifications and our business needs.

Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing [email protected].

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against Hometap's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.
  3. We apply on Hometap's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.
  4. Every reply, sorted

    Hometap's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.
  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.