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Open nowFirst seen 2 days ago

Credit Head

HRTX1,628 open roles

Where
Makati City, Metro Manila, Philippines
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Your applicationOpen nowCredit HeadHRTX · Makati City, Metro Manila, Philippines
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The clock on this job

Early applications get read.

11.8% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 2.1%1 day
  2. 4.4%3 days
  3. 11.8%7 days
  4. 18.6%14 days
  5. 35.6%30 days
  6. 45.1%60 days
This job: first seen 2 days ago

The posting

Key Responsibilities

1. Credit Policy & Risk Management

  • Develop, implement, and maintain credit policies, procedures, and risk assessment frameworks aligned with regulatory requirements and business strategy.
  • Monitor credit risk exposures across portfolios and enforce risk limits.
  • Identify emerging credit risks and recommend mitigation strategies to senior management.

2. Credit Approval & Portfolio Oversight

  • Oversee the evaluation, approval, and monitoring of credit applications, ensuring compliance with internal policies and regulatory guidelines.
  • Ensure portfolio quality through regular reviews, risk grading, and performance monitoring.
  • Collaborate with business units to balance growth objectives with prudent risk management.

3. Strategic Planning & Reporting

  • Provide insights and recommendations to senior management and the Board on credit strategy, risk appetite, and portfolio performance.
  • Prepare reports on credit risk metrics, delinquencies, provisioning, and regulatory compliance.
  • Support business planning, product development, and market expansion from a credit perspective.

4. Team Leadership & Development

  • Lead, mentor, and develop the credit team, promoting a high-performance culture.
  • Define roles, responsibilities, and performance metrics for the credit function.
  • Foster continuous learning, professional certification, and knowledge sharing within the team.

5. Stakeholder & Regulatory Engagement

  • Maintain relationships with regulators, auditors, and external stakeholders on credit-related matters.
  • Ensure compliance with local and international regulatory frameworks and industry best practices.
  • Collaborate with other risk and finance functions to optimize decision-making and governance.

Qualifications & Skills

  • Bachelors degree in Finance, Economics, Accounting, or related field; MBA or professional certification (e.g., CFA, FRM) preferred.
  • Minimum 8–10 years of experience in credit, risk management, or banking, with at least 3–5 years in a leadership role.
  • Strong knowledge of credit analysis, risk assessment, underwriting, and portfolio management.
  • Excellent analytical, strategic thinking, and decision-making skills.
  • Strong leadership, communication, and stakeholder management capabilities.
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