The posting
Job Description
Digitide Solutions Limited seeks a diligent Credit Operation Executive to join our CLM Domestic BFSI – Manpower Back Office team. You will act as the primary liaison for credit‑related inquiries, oversee transaction validation, coordinate with internal and external partners, and uphold compliance standards while delivering a seamless customer experience.
Responsibilities
- Receive and acknowledge inbound credit inquiries via phone, email, and chat.
- Validate and process credit applications, amendments, and closures in accordance with policy.
- Investigate and resolve discrepancies, escalations, and exceptions promptly.
- Maintain accurate records in the credit management system and ensure data integrity.
- Communicate status updates and required documentation to customers and internal teams.
- Collaborate with risk, underwriting, and collections departments to facilitate smooth workflows.
- Prepare daily, weekly, and monthly operational reports for management review.
- Identify process improvement opportunities and suggest automation enhancements.
- Ensure compliance with regulatory and internal audit requirements.
- Provide training and guidance to junior staff on credit operation best practices.
Qualifications
- Bachelor’s degree in Finance, Business Administration, or related field.
- 2+ years of experience in credit operations, loan processing, or customer care within BFSI.
- Strong knowledge of credit policies, KYC, and regulatory guidelines.
- Excellent communication and interpersonal skills.
- Proficiency with MS Office and credit management software (e.g., SAP, Oracle).
- Detail‑oriented with strong analytical and problem‑solving abilities.
- Ability to work under pressure and meet tight deadlines.
- Team player with a proactive attitude toward continuous improvement.
- Fluent in English; additional regional language proficiency is a plus.
- High level of integrity and commitment to data confidentiality.



