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Open nowFirst seen 5 days ago

Technical Lead (Payments and Lending) - FinTech

IO TECH SOLUTIONS LIMITED788 open roles

Where
Metro Manila, Philippines
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Your applicationOpen nowTechnical Lead (Payments and Lending) - FinTechIO TECH SOLUTIONS LIMITED · Metro Manila, Philippines

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on IO TECH SOLUTIONS LIMITED's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 58.1%60 days
This job: first seen 5 days ago

The posting

Key Responsibilities

  • Lead the architecture, design, and development of Java-based microservices supporting payments, loans, and credit products
  • Own end-to-end delivery of critical services including disbursements, repayments, interest calculations, fees, schedules, and reconciliations
  • Drive API-first and event-driven architectures (REST, messaging, Kafka/RabbitMQ)
  • Ensure high availability, scalability, security, and low latency for payment and lending flows
  • Provide technical leadership and mentorship to engineers through code reviews, design reviews, and best practices
  • Collaborate closely with product, risk, compliance, and operations teams to deliver regulatory-compliant solutions
  • Enforce engineering standards around clean code, testing, CI/CD, observability, and documentation
  • Lead system integrations with payment gateways, card networks, core banking systems, credit bureaus, and third-party providers
  • Support production systems, troubleshoot complex issues, and drive continuous improvement

Required Skills & Experience

  • 8+ years of backend engineering experience, with strong Java expertise (Java 8+)
  • Proven experience building microservices-based systems using Spring Boot / Spring Cloud Hands-on experience in payments and/or lending domains, including: Payment processing, settlements, and reconciliation Loan origination, servicing, repayments, and interest calculations
  • Strong knowledge of distributed systems, concurrency, and transactional consistency
  • Experience with relational and NoSQL databases (PostgreSQL, MySQL, Redis, etc.)
  • Solid understanding of security concepts: OAuth2, JWT, encryption, PCI-DSS, data protection
  • Experience working in Linux-based environments and cloud platforms (AWS, GCP, or Azure)
  • Familiarity with CI/CD pipelines, Docker, Kubernetes, and infrastructure automation
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  1. A CV for this posting

    Written against IO TECH SOLUTIONS LIMITED's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on IO TECH SOLUTIONS LIMITED's form

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    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

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  5. Reply with AI

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    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
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