Skip to content

Open nowPosted 31 days ago

Collections Operations Specialist

ipfdigital12 open roles

Where
Redfern, Australia
Work mode
Hybrid
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowCollections Operations Specialistipfdigital · Redfern, Australia
  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on ipfdigital's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

7.8% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 1.7%1 day
  2. 3.5%3 days
  3. 7.8%7 days
  4. 14.6%14 days
  5. 34.0%30 days
This job: posted 31 days ago

The posting

Are you a Collections Specialist who excels at and enjoys supporting the function … then keep reading, you may be the team member we are looking for. ⭐

Who are we?

IPF Digital Australia (trading as Credit24), is part of a global market-leading consumer lending business, IPF Group. With operations also in Europe and Mexico; we thrive to build a better world through financial inclusion by offering fast, simple, and easy-to-access credit solutions to everyday Australians.

We're a team of high energy and passionate people, who pride ourselves on how we work together as a team. We truly believe in the importance of delivering great experiences for our customers, so we keep them at the forefront of everything we do. We embrace the pursuit of ensuring a great work life balance for all. We work hard, however we acknowledge the importance of flexibility and balancing our internal & external priorities. We also practise a culture of consistently reflecting and celebrating our wins and achievements with one another.

The role The Collections Operations Specialist is responsible for supporting the day-to-day operational management of collections processes across the customer lifecycle, from Pre-Reminder, Reminder, Collections through to external Collections. The Australian Collections function resides in Mexico.

The role ensures operational excellence, compliance with collections procedures, effective management of outsourced partners, coordination of debt sale activities, and continuous monitoring of collections controls. The role also supports the implementation of new collections initiatives and provides operational support across business projects.

In addition, the role works closely with the Collections Team Leader - located in Mexico supporting the AU Reminder portfolio.

Your Responsibilities:

Collection Operations

  • Monitor daily execution of collections processes from pre-Reminder through external Collections.
  • Perform daily operational controls to ensure all collections activities are completed according to agreed procedures.
  • Monitor dialler, CRM communications and operational campaigns.
  • Monitor collections KPIs and escalate operational issues.

Debt Sale Operations

  • Coordinate all Regular Debt Sale (RDS) and One-Off Debt Sale activities.
  • Verify portfolios for debt sale.
  • Perform pre-sale validation and post-sale operational activities.
  • Coordinate recall processes where required.
  • Manage debt sale reconciliations and operational reporting.

Outsourcing Management

  • Coordinate operational cooperation with external collection agencies.
  • Prepare portfolio allocations.
  • Monitor agency operational performance.
  • Validate agency invoices and support monthly settlements.
  • Ensure all operational processes are executed according to SLA.
  • Coordinate recall processes where required.

Complaints & Operational Support

  • Coordinate collections-related complaints requiring operational investigation.
  • Support customer escalations related to collections activities.
  • Monitor operational incidents and coordinate corrective actions.

Training & Quality

  • Deliver onboarding and refresher training for internal and outsourced collections teams.
  • Maintain operational manuals and process documentation.
  • Support implementation of new operational procedures.

Compliance & Governance

  • Coordinate approvals required from Legal, Marketing and Compliance before implementation of new collections strategies.
  • Ensure collections activities comply with internal policies and local regulations.
  • Support internal and external audits.

Projects

  • Participate in collections projects and system implementations.
  • Prepare or review business requirements for operational improvements.
  • Coordinate implementation activities across stakeholders.

Reporting & Controls

  • Execute daily, weekly and monthly operational controls.
  • Investigate data inconsistencies.
  • Escalate process failures and recommend corrective actions.

What you bring to the role:

  • 1+ year of Collections Experience
  • An understanding of excellent negotiation skills
  • An understanding of Collections and local legislation
  • Awareness of legislation including the Bankruptcy Act; The National Consumer Credit Code (NCCP), The Debt Collection Guidelines; The Privacy Act and The Code of Banking Practice
  • Be self-motivated and commercially minded
  • Proactive and performance driven nature
  • Independent problem-solving abilities and positive attitude
  • Ability to display a flexible approach to problem solving issues whilst working within established credit framework
  • Strong analytical, numerical skills and attention to detail
  • Well-developed and effective relationship management skills
  • Patience and understanding, with a positive approach
  • A customer-first attitude and exceptional oral and written communication skills
  • High levels of self-motivation and desire to learn
  • Fantastic work ethic and teamwork
  • High levels of proficiency with computers and MS Office products

What we can offer you

  • Global exposure 🌎
  • Office weekly breakfasts 🫕
  • Snack bar 🍌
  • Friday happy fridge 🥂
  • Various team building events 🗓️
  • A true people first and family culture 🫂
  • Employee assistance program ℹ️
  • Development opportunities 📚
  • Genuine hybrid working model - with flexible work from home arrangements 🏠

Sound good? We all think so at IPF Digital. Click apply now to join us!

IPF Digital Australia is an Equal Opportunity Employer and we value diversity and inclusion in the workplace. We seek to recruit, develop and retain the most talented people from diverse cultures, perspectives, skills and experiences within our workforce. All employment will be based on merit, competence, performance and business needs.

Please note that only shortlisted candidates will be contacted.

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against ipfdigital's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.
  3. We apply on ipfdigital's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.
  4. Every reply, sorted

    ipfdigital's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.
  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.