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Open nowPosted 4 hours ago

Financial & Credit Analyst

JOBI

Where
Málaga, Andalusia, Spain
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Your applicationOpen nowFinancial & Credit AnalystJOBI · Málaga, Andalusia, Spain

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  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on JOBI's own form.

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The clock on this job

Early applications get read.

13.7% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 2.3%1 day
  2. 4.8%3 days
  3. 13.7%7 days
  4. 22.1%14 days
  5. 37.2%30 days
  6. 59.1%60 days
This job: posted 4 hours ago

The posting

En JOBI España, estamos colaborando con una compañía internacional especializada en inversiones inmobiliaria, en la búsqueda de un/a Junior Real Estate Credit Analyst. Esta posición estratégica reforzará el equipo en España, brindando soporte analítico crucial para sus operaciones.

Acerca del Rol

Buscamos un profesional con un perfil altamente analítico, poseedor de una sólida base financiera y un profundo conocimiento del sector inmobiliario. Esta es una excelente oportunidad para desarrollar una carrera profesional en un entorno dinámico e internacional, participando activamente en la evaluación de operaciones de financiación y el análisis de riesgos asociados a proyectos inmobiliarios.

Responsabilidades Principales

Como Junior Real Estate Credit Analyst, tus principales funciones incluirán:

  • Analizar la viabilidad financiera de proyectos inmobiliarios, evaluando presupuestos detallados, proyecciones de flujo de caja (cash flow) y la rentabilidad esperada.
  • Calcular y analizar indicadores financieros clave como LTV (Loan-to-Value), LTC (Loan-to-Cost), apalancamiento, liquidez y solvencia.
  • Evaluar la capacidad crediticia y el perfil de riesgo de promotores y prestatarios.
  • Revisar valoraciones inmobiliarias, identificando y cuantificando los riesgos inherentes a cada operación.
  • Elaborar informes de análisis exhaustivos y participar activamente en los procesos de evaluación del Comité de Crédito.
  • Colaborar estrechamente con equipos internacionales de riesgos, financiación y asesoramiento jurídico para asegurar una evaluación integral.

Requisitos

Para tener éxito en esta posición, buscamos un perfil con:

  • Entre 1 y 3 años de experiencia profesional en financiación inmobiliaria, análisis de riesgos, valoración de activos o posiciones analíticas similares.
  • Formación académica en Administración y Dirección de Empresas (ADE), Economía, Finanzas, Derecho o titulaciones afines.
  • Dominio avanzado de Microsoft Excel y probada capacidad para el análisis e interpretación de estados financieros complejos.
  • Nivel de inglés B2 o superior (excluyente), dada la naturaleza internacional de la compañía.
  • Mentalidad analítica, proactiva, con una marcada atención al detalle y capacidad para tomar decisiones fundamentadas bajo presión.
  • Se valorará muy positivamente la experiencia previa en financiación de promociones inmobiliarias, análisis de operaciones de crédito o en entornos de financiación alternativa.

Qué Ofrecemos

  • Un proyecto internacional en constante crecimiento, ofreciendo una exposición directa a operaciones inmobiliarias de gran envergadura.
  • Oportunidades reales de desarrollo profesional y progresión hacia posiciones de mayor responsabilidad en las áreas de análisis y riesgos.
  • Un ambiente de trabajo colaborativo y desafiante, ideal para impulsar tu carrera en el sector financiero inmobiliario.

#LI-FI1

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