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Open nowPosted 1110 days ago

Sales Manager - LAP

KreditBee84 open roles

Where
Bengaluru, India
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Your applicationOpen nowSales Manager - LAPKreditBee · Bengaluru, India
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  4. 18.6%14 days
  5. 35.6%30 days
  6. 45.1%60 days
This job: posted 1110 days ago

The posting

KreditBee is India’s largest fintech lending platform with a current monthly disbursement of over ₹1600 Crores. It has 50 Million+ downloads on Google Play Store and over 85 Lakh unique loan customers. It offers various financial services digitally including but not limited to Personal Loans, Business Loans, DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. The group entity has an in-house RBI registered NBFC, and is currently Series-D funded with marquee investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG and TPG-backed NewQuest, among others.

Job Description :

Review loan requests

Assess clients’ financial status

Evaluate creditworthiness and risks

Contact clients to gather financial data and documentation

Analyze risks and approve or reject loan requests

Calculate financial ratios (e.g. credit scores and interest rates)

Set up payment plans

Maintain updated records of loan applications

Follow up with clients about loan renewals

Monitor progress of existing loans

Having Loan case file in proper order

Ensuring all communication with customer once documents are received

Ensuring all TAT's are followed in moving the loan file forward

Collecting documents from customer and submitting it at nearby branch

Explaining all Loan related processes and charges to customer

Clearly communicating all loan related charges to customers

Requirements and skills

Proven work experience as a Credit Officer, Loan Officer or similar role

Hands-on experience with lending procedures and products

Ability to create and process financial spreadsheets

Strong analytical skills

Customer service experience

BSc in Banking, Fintech and Finance, Economics or related field.

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