Skip to content

Open nowPosted yesterday

Consumer Lending Underwriter

LMCU37 open roles

Where
Grand Rapids, MI
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowConsumer Lending UnderwriterLMCU · Grand Rapids, MI
  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on LMCU's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

13.3% of postings close within 7 days. Measured by our own scanner across the market. LMCU postings stay open a median of 14 days.

Share of postings closed within
  1. 2.1%1 day
  2. 4.6%3 days
  3. 13.3%7 days
  4. 21.3%14 days
  5. 35.7%30 days
  6. 59.1%60 days
This job: posted yesterday

LMCU median: 14 days open

The posting

Primary Location: 4027 Lake Drive, Grand Rapids, MI

Employee Status: Full-Time

Workplace Type: Fully On-Site

Who we are:

At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

About this Position:

Lake Michigan Credit Union is seeking a detail-oriented and member-focused Consumer Lending Underwriter to join our team. In this role, you will play a critical part in supporting our members’ financial goals by evaluating loan applications, making sound credit decisions, and delivering an exceptional member experience. This position is ideal for a lending professional who combines strong analytical skills with a passion for helping others navigate their financial needs.

What you’ll do:

  • Interview loan applicants to gather information about their financial needs, income, and overall financial condition.
  • Analyze applicants’ financial profiles, credit reports, and supporting documentation to assess risk and determine loan eligibility.
  • Approve, deny, or escalate loan applications in accordance with established lending policies and authority limits.
  • Educate members on available loan products, helping them understand options and select the best solution for their needs.
  • Establish loan terms and clearly communicate conditions, rates, and repayment expectations to members.
  • Prepare and review loan documentation to ensure accuracy, completeness, and compliance.
  • Process and authorize servicing actions such as: Collateral releases, loan modifications and due date changes, payment deferrals or waivers
  • Monitor funded loans to ensure adherence to terms and coordinate with collections when necessary.
  • Participate in sales and business development activities to support lending growth.
  • Stay informed on industry trends, regulatory changes, and best practices in consumer lending.
  • Adhere to and champion our core values of curious minds, collaborative hearts and continuous excellence.
  • Adhere to all applicable federal and state laws, regulations, and guidance; comply with LMCU policies and procedures; complete required training

What you’ll bring:

  • Strong analytical and decision-making skills with the ability to assess financial risk.
  • Excellent written and verbal communication skills.
  • Ability to explain complex financial concepts in a clear, member-friendly way.
  • Detail-oriented with strong organizational skills.
  • Ability to manage multiple priorities in a fast-paced environment.
  • Commitment to delivering exceptional member service.
  • Experience with lending systems, credit analysis tools, and loan documentation processes preferred.

Preferred Education and Experience:

  • 3–5 years of experience in consumer lending, underwriting, or a related financial services role.
  • High school diploma or equivalent required; additional education in finance, business, or a related field is a plus.

What you’ll get:

  • All Employees: weekly pay and retirement savings options.
  • Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
  • To see a full list of our benefit offerings, check out this helpful guide!

Have additional questions about the role? Email the Talent Acquisition Team at: [email protected].

If you lack access to the internet or require an accommodation in the application process, please send your resume via mail to P.O. Box 2848, Grand Rapids, MI 49501-2848.

LMCU is an Equal Opportunity Employer

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against LMCU's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.
  3. We apply on LMCU's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.
  4. Every reply, sorted

    LMCU's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.
  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.