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Open nowPosted 16 days ago

Mortgage Loan Processor

Midwest Heritage, A Hy-Vee Company6 open roles

Where
Midwest Heritage, Ep True Parkway, West Des Moines, IA
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Your applicationOpen nowMortgage Loan ProcessorMidwest Heritage, A Hy-Vee Company · Midwest Heritage, Ep True Parkway, West Des Moines, IA
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The clock on this job

Early applications get read.

8.3% of postings close within 7 days. Measured by our own scanner across the market. Midwest Heritage, A Hy-Vee Company postings stay open a median of 25 days.

Share of postings closed within
  1. 1.9%1 day
  2. 3.9%3 days
  3. 8.3%7 days
  4. 15.3%14 days
  5. 34.2%30 days
This job: posted 16 days ago

Midwest Heritage, A Hy-Vee Company median: 25 days open

The posting

Additional Considerations (if any):

-

At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth.

Midwest Heritage Bank

Job Title: Mortgage Loan Processor

Department: Banking

FLSA: Non-Exempt

General Function

Performs processing of real estate mortgage loans within full guidelines of secondary market and regulatory compliance.

Core Competencies

  • Mortgage Loan Processing
  • Loan Closing
  • Organization
  • Attention to Detail

Reporting Relations

Accountable and Reports to: AVP, Loan Operations Manager

Positions that Report to you: None

Primary Duties and Responsibilities:

  • Obtains complete credit package, appraisal and title documentation.
  • Assists loan officers with rate locks for secondary market real estate loans.
  • Prepares underwriting packages to send to secondary market investors.
  • Coordinates mortgage loan closings with branches and closer.
  • Ensures that all closing conditions and requirements have been met.
  • Ensures accurate printing of preliminary real estate loan documents.
  • Provides processing support to loan officers.
  • Performs other job-related duties and special projects as required.

Knowledge, Skills, Abilities, and Worker Characteristics:

  • Excellent internal and external customer service skills required.
  • Ability to work in a fast-paced environment essential.
  • Attention to detail required.
  • Must be able to prioritize workload.
  • Ability to work independently with stringent guidelines.
  • Computer friendly skills required.

Education and Experience:

  • College degree preferred.
  • Minimum 2 years in mortgage experience.

Physical Requirements:

  • This position is classified sedentary/light and requires the ability to sit for long periods of time.
  • Visual requirements include: ability to see detail at near range with or without correction.
  • Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions.

Working Conditions:

  • The duties of this position are normally performed in a general office setting. This is a fast paced work environment.
  • There is frequent pressure to meet deadlines and handle multiple projects in a day.
  • Minimal Travel.

Equipment Used to Perform Job:

Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer.

Contacts:

This position works with Midwest Heritage employees, customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage

Confidentiality:

This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.

In the performance of their respective tasks and duties all employees are expected to:

  • Follow all state and federal regulatory requirements and complete assigned training courses within the required timeframes.
  • Perform quality work within deadlines.
  • Interact professionally with other employees, customers and suppliers.
  • Work effectively as a team contributor on all assignments.
  • Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
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