Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowPosted 13 hours agoWe saw it 24 min after it went up

Field Credit Officer (Rivers)

Moniepoint139 open roles

Where
Rivers, Nigeria
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowField Credit Officer (Rivers)Moniepoint · Rivers, Nigeria

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on Moniepoint's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market. Moniepoint postings stay open a median of 13 days.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 58.1%60 days
This job: posted 13 hours ago

Moniepoint median: 13 days open

The posting

About Us:

Ranked in 2024 by the Financial Times, Moniepoint is Africa’s fastest-growing fintech, trusted by over 10 million business and individual accounts, processing billions of Naira in transactions monthly. Our mission is to enable financial happiness for every African, everywhere.

Job Title: Field Credit Officer

Reports to: Regional Credit Manager

Employment Type: Outsourced

Work Mode: Onsite

About this role:

As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan.

You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities. Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors.

Responsibilities:

  • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
  • Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
  • Review and approve (or decline) loan requests by thoroughly analyzing all the data available
  • Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
  • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
  • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
  • Perform all other credit-related functions as may be assigned by a supervisor

Experience & Background:

  • Minimum of an OND in any business-related discipline
  • Minimum of 2 years’ experience in a sales role for credit products in a financial institution
  • Demonstrable knowledge of credit risk analysis
  • Good knowledge of financial analysis is an added advantage

Skills & Competencies:

  • Apt attention to details
  • Proven simple/complex analytical skills
  • Excellent communication, presentation and interpersonal skills
  • Agility and perseverance

What success looks like in this role:

  • Consistent achievement of gross loan portfolio targets and portfolio profit targets.
  • Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.
  • Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.
  • Accurate credit risk assessments based on key factors like capacity, character, and capital.

Why join us:

  • Competitive compensation, benefits, and career growth opportunities.
  • Opportunity to work with Africa’s fastest-growing fintech and make a direct impact on business growth across the region.
From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against Moniepoint's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on Moniepoint's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    Moniepoint's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.