Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowPosted 7 hours ago

Senior Finance Analyst

Monzo64 open roles

Where
London
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowSenior Finance AnalystMonzo · London

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on Monzo's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

13.8% of postings close within 7 days. Measured by our own scanner across the market. Monzo postings stay open a median of 20 days.

Share of postings closed within
  1. 2.2%1 day
  2. 4.7%3 days
  3. 13.8%7 days
  4. 22.3%14 days
  5. 37.8%30 days
  6. 59.0%60 days
This job: posted 7 hours ago

Monzo median: 20 days open

The posting

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London/UK Remote | £56,100 - £70,000 + Incentive Awards tied to your performance + Benefits

⭐️ Our Costs Team

We're looking for a Senior Finance Analyst to take a leading role in managing operating expenses across Monzo's Collectives and Disciplines, helping business leaders understand financial performance, anticipate emerging risks and make better-informed spending decisions.

This role takes independent ownership of an allocated cost portfolio, combining financial planning, forecasting, performance management and commercial analysis. You'll go beyond maintaining accurate financial models and reporting to challenge assumptions, investigate complex cost drivers and recommend actions that improve financial performance.

You'll work directly with senior business stakeholders, Finance Business Partners, Procurement and the wider Cost Efficiency team. You'll also help raise the standard of financial analysis across the team, supporting less experienced analysts and improving how we forecast, report and manage costs.

🔑 You’ll play a key role by…

  • Independently owning operating expense planning and forecasting for your allocated Collectives and Disciplines, building and maintaining robust financial models, challenging business assumptions and explaining material movements in the expected full-year position.
  • Leading financial performance analysis for your portfolio, investigating complex variances across cost lines, suppliers and business activities, identifying underlying drivers and translating findings into quantified risks, opportunities and management recommendations.
  • Driving monthly business performance discussions, producing and presenting decision-ready financial insight to senior stakeholders, confidently challenging expenditure, explaining forecast implications and securing agreement on actions.
  • Providing financial analysis for material business decisions, evaluating new investments, supplier commitments, organisational changes and cost initiatives, including their affordability, in-year impact, annualised run-rate and expected financial benefits.
  • Proactively identifying and delivering cost efficiency opportunities, partnering with Procurement and business owners to challenge existing expenditure, quantify achievable savings and track delivery against agreed financial baselines.
  • Maintaining strong financial control and forecasting discipline, overseeing the quality of month-end actuals, accruals, forecast assumptions and financial commentary within your portfolio, resolving complex issues and escalating material risks early.
  • Raising the capability of the wider analyst team, providing technical guidance, reviewing complex analysis, sharing financial modelling and reporting best practices, and helping less experienced colleagues develop their financial judgement.
  • Leading targeted improvements to financial processes and reporting, identifying recurring weaknesses in forecasting, data quality or controls, and working with Finance Data and colleagues to implement measurable improvements in accuracy, efficiency and scalability.

🤩 We’d love to hear from you if…

  • You have strong hands-on experience in FP&A, commercial finance or management accounting, including independent ownership of financial forecasts, management reporting and financial performance analysis.
  • You're highly proficient in Excel or Google Sheets, with experience building and maintaining driver-based financial models, scenario analysis and reconciliations that other Finance colleagues can confidently review and use.
  • You can demonstrate experience challenging forecasts and identifying the underlying business drivers of financial performance, rather than relying solely on historical variance analysis.
  • You've independently prepared and presented financial analysis to senior business stakeholders, explaining complex financial matters, challenging assumptions and influencing decisions.
  • You have experience evaluating business cases, supplier commitments or cost initiatives, including quantifying financial impacts, assessing assumptions and tracking expected benefits.
  • You can demonstrate improvements you've made to financial processes, forecasting models or reporting, with measurable benefits such as improved accuracy, reduced manual effort or stronger controls.
  • You've helped develop the technical capability of colleagues, through coaching, peer review, sharing modelling techniques or improving the quality of financial analysis across a team.

🙌What’s in it for you

💰 £56,000 - £75,000 + Incentive Awards tied to performance.

📍 This role is based in our London office, with a hybrid working environment with flexible working from home arrangements and some in-person attendance. We're open to distributed working within the UK (with the expectation of occasional work from our London office for key meetings).

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

➕ Plus lots more! Read our full list of benefits

🌈 The application journey has these 3 key steps:

  1. Phone call with recruiter (30 minutes)
  2. Role Specific with Hiring Manager & Finance Business Partner (45 Minutes)
  3. Behavioural Interview with Head of Department & Senior Finance Manager (45 Minutes)

Our average process takes around 3-4 weeks but we will always work around your availability.

Please submit your application as soon as possible to make sure you don’t miss out.

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against Monzo's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on Monzo's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    Monzo's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.