Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowPosted 62 days ago

Senior Escrow Product Manager

mtb84 open roles

Pay
$107,500 – $179,100 a year
Where
Remote, USA
Work mode
Remote
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowSenior Escrow Product Managermtb · Remote, USA

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on mtb's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

9.4% of postings close within 7 days. Measured by our own scanner across the market. mtb postings stay open a median of 5 days.

Share of postings closed within
  1. 1.8%1 day
  2. 3.9%3 days
  3. 9.4%7 days
  4. 15.5%14 days
  5. 33.8%30 days
This job: posted 62 days ago

mtb median: 5 days open

The posting

Overview:

M&T Bank is seeking a strategic and execution-oriented Escrow & Virtual Account Management (VAM) Product Manager to lead the growth, modernization, and commercialization of our escrow and virtual account solutions. This role is responsible for defining product strategy, delivering new capabilities, managing the product roadmap, and ensuring that M&T's escrow and VAM offerings meet the evolving needs of commercial clients across multiple industry segments.

The successful candidate will combine deep product management expertise with strong commercial banking knowledge to deliver differentiated solutions for clients requiring fund segregation, reconciliation, liquidity optimization, and operational efficiency.

This position serves as the central point of accountability across Product, Technology, Operations, Risk, Legal, Treasury Management, and Sales teams to successfully design, launch, and enhance escrow and virtual account solutions.

Primary Responsibilities:

Product Strategy & Market Leadership:

  • Develop and execute the strategic roadmap for Escrow and Virtual Account Management solutions.
  • Identify emerging client needs, industry trends, competitive threats, and fintech opportunities.
  • Define product positioning and value propositions across Commercial Banking, Business Banking, and specialized vertical markets.
  • Establish multi-year product vision aligned with M&T's deposits, liquidity, and treasury management strategies.

New Capability Development:

  • Build business cases, secure funding, establish success metrics, and manage prioritization.
  • Partner with Technology and Agile delivery teams to execute product initiatives.
  • Drive capabilities such as:Self-service virtual account administration Virtual account-to-physical account reconciliation Enhanced reporting and analytics Treasury workstation and ERP integrations API connectivity Automated funding and sweeps Real-time payments and liquidity functionality
  • These initiatives align with existing roadmap priorities including reconciliation tools, Treasury Center integration, balance reporting, Direct Connect integration, and enhanced escrow reporting.

​Market Segmentation & Client Differentiation:

  • Design product strategies tailored to the unique needs of distinct customer segments, including:
  • Commercial Real Estate
  • Property Management
  • Attorney Trust Accounts
  • Municipal Escrow
  • 1031 Exchange Intermediaries
  • Funeral Escrow Providers
  • Leasing & Security Deposit Providers
  • Large Corporate Treasury Organizations
  • Franchise and Multi-Entity Businesses
  • The Product Manager will be responsible for understanding the operational workflows, regulatory requirements, reconciliation challenges, and reporting needs unique to each segment and ensuring solutions are designed accordingly. M&T's escrow offering currently supports multiple specialized escrow structures across these client types.

Virtual Account Management Solution Design:

Lead the evolution of M&T's Virtual Account Management platform.

Responsibilities include:

  • Designing virtual account hierarchies and account structures.
  • Defining cash concentration and fund segregation models.
  • Supporting treasury visibility and liquidity optimization.
  • Developing reporting and reconciliation frameworks.
  • Building client-controlled virtual account administration capabilities.
  • Enhancing integration with Treasury Center, APIs, ERP platforms, and treasury workstations.
  • Supporting real-time information delivery and account governance.

Commercialization & Revenue Growth:

  • Partner with Treasury Management, Sales, Segment Management, and Marketing teams to drive product adoption.
  • Develop pricing, packaging, and go-to-market strategies.
  • Create sales enablement materials and client-facing value propositions.
  • Support large prospect opportunities and strategic client engagements.

Risk, Compliance & Operational Excellence:

  • Ensure products operate within all regulatory, legal, and risk management requirements.
  • Partner with Legal, Compliance, Operations, and Audit functions.
  • Drive operational efficiency and scalability.
  • Identify process improvement opportunities that enhance both client and employee experiences.

Success Measures:

The Escrow & VAM Product Manager will be accountable for:

  • Growing escrow and VAM revenue
  • Increasing product adoption and client penetration
  • Delivering new roadmap capabilities on schedule
  • Improving client satisfaction and retention
  • Reducing operational complexity and servicing costs
  • Enhancing competitive differentiation in target markets
  • Improving treasury visibility and reconciliation outcomes for clients

Education and Experience Required:

  • Bachelor’s degree
  • 7 years’ proven product management experience in commercial banking, treasury management, liquidity solutions, or payments.
  • OR in lieu of a degree,
  • A combined minimum of 11 years’ higher education and/or work experience, including a minimum of 7 years
  • Proven product management experience in commercial banking, treasury management, liquidity solutions, or payments.

Education and Experience Preferred:

  • Experience with:Escrow services Virtual Account Management ZBA and Sweep solutions Treasury Management platforms ERP integrations Commercial deposit products
  • Knowledge of commercial real estate, property management, legal trust, and fund administration workflows
  • Proven experience launching and commercializing new banking or fintech capabilities.
  • Experience managing cross-functional product delivery initiatives.
  • Strong understanding of commercial deposit and liquidity products.
  • Demonstrated ability to create product roadmaps and business cases.
  • Experience working with Technology, Operations, Risk, and Sales organizations.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $107,500.00 - $179,100.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.

Location

Clanton, Alabama, United States of America

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against mtb's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on mtb's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    mtb's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.