The posting
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
This role offers you the opportunity to become a trusted legal adviser for the Transaction Banking business, providing practical and risk-sensitive legal support across the full product lifecycle. You will play a pivotal part in shaping trade finance, supply chain finance, and cash management products, supporting everything from product development to digital delivery and regulatory change.
What you'll do:
- Provide timely, clear and commercially pragmatic legal advice to Transaction Banking stakeholders across APAC by collaborating closely with product, sales, implementation, operations, credit, risk, compliance, tax and technology teams.
- Lead or support the structuring, review and negotiation of trade finance arrangements such as documentary credits, standby letters of credit, guarantees, reimbursement arrangements, collections, trade loans and other traditional or structured trade products.
- Advise on supply chain finance solutions including receivables purchase, payables finance, supplier finance, distributor finance and related risk participation or risk distribution structures.
- Offer guidance on cash management products and services covering account and liquidity structures, payments, collections, cash pooling, sweeping, virtual accounts, host-to-host connectivity, digital channels and implementation documentation.
- Draft, review and maintain product terms as well as bilateral and master agreements, facility and security documents, platform terms, client mandates, implementation documents and ancillary legal materials.
- Identify and manage legal risks arising from cross-border product delivery by partnering with specialist functions to address enforceability issues such as insolvency, sanctions, financial crime, data protection, bank secrecy, outsourcing and operational resilience considerations.
- Support new product approval processes along with product governance initiatives including digitalisation efforts and technology-enabled Transaction Banking solutions.
- Provide legal input on regulatory developments affecting trade finance, supply chain finance payments liquidity and cash management while translating these into practical business guidance for stakeholders.
- Coordinate multi-jurisdictional legal advice across APAC by instructing and managing external counsel when local law advice is required.
- Develop standard documentation including legal playbooks precedents checklists and training materials to improve consistency speed and risk management throughout the business.
- Support material disputes claims operational incidents and remediation matters relating to Transaction Banking products escalating significant issues appropriately.
- Brief senior Legal and business management on material legal issues emerging risks significant transactions while contributing to regional global projects led by the Legal Office for Asia.
What you bring:
- Qualified lawyer in a common law jurisdiction such as Singapore England Wales Hong Kong or Australia; other relevant jurisdictions may be considered.
- At least 7 years of post-qualification experience commensurate with a Vice President role gained in a leading law firm or an in-house legal function within a bank or financial institution.
- At least 4 years of experience advising on transaction banking products with strong knowledge of trade finance plus meaningful exposure to supply chain finance cash management.
- Strong drafting negotiation skills across product financing commercial documentation including ability to adapt global documentation for local cross-border use.
- Good understanding of legal regulatory framework relevant to banking products cross-border transactions in APAC region.
- Experience working with industry-standard rules practices relevant to trade finance payments is desirable.
- Experience with digital banking fintech partnerships product governance technology implementation is advantageous.
- Commercially minded solutions-oriented able to give clear concise risk-calibrated advice tailored for diverse stakeholders.
- Confident working independently on complex matters while collaborating effectively across legal disciplines jurisdictions business functions.
- Strong stakeholder-management skills credibility engaging senior management challenging constructively where appropriate.
- Highly organised prioritising competing matters delivering demanding timelines consistently.
- Strong analytical ability sound judgment attention detail ensuring accuracy reliability throughout all tasks undertaken.
- Clear communicator explaining complex legal issues non-legal stakeholders contributing training knowledge sharing initiatives proactively.
- Proactive collegial committed continuous improvement standardisation effective legal risk management fostering supportive environment.
We regret to inform that only shortlisted applicants will be notified.
Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.
