Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowPosted 13 hours ago

Credit Analyst

Northmill Bank AB

Where
Stockholm, Stockholms län, Sweden
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowCredit AnalystNorthmill Bank AB · Stockholm, Stockholms län, Sweden

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on Northmill Bank AB's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

13.3% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 2.1%1 day
  2. 4.6%3 days
  3. 13.3%7 days
  4. 21.3%14 days
  5. 35.7%30 days
  6. 59.1%60 days
This job: posted 13 hours ago

The posting

Northmill Bank is a challenger bank at the intersection of technology and finance, committed to revolutionizing the way people manage and protect their financial well-being. We are creating a different kind of banking experience, digital yet personal. Northmill Bank was founded in 2006 and has grown to over 250 employees in 3 countries and over 270 000 customers. We use the latest technology to develop safe, smart, and user-friendly products for our customers. They are the sole reason why we do what we do. We are a 100% cloud-based product company where technology is the driver to create smarter banking products. Grab this opportunity to be a part of us and our journey! About the role As a Credit Analyst at Northmill, you will play a key role in finding the right balance between sustainable business growth and responsible risk management. You will work across the entire credit lifecycle, from new customer acquisition and loan origination to portfolio monitoring and collections. Through data-driven analysis, you will identify opportunities to improve our credit policies, optimise portfolio performance and ensure that our lending strategies remain aligned with Northmill's risk appetite. This is a hands-on and analytical role where your insights and recommendations will have a direct impact on business decisions. You will work closely with colleagues across Credit Risk, Data Science, Data Engineering, Product and Marketing, translating complex analyses into actionable recommendations. You will report to the Head of Credit Risk for B2C. Key responsibilities

Analyse credit performance and identify opportunities to improve Northmill's credit policies and lending strategies.

Continuously monitor lending portfolios throughout the credit lifecycle, identifying trends, deviations and potential risks.

Develop data-driven recommendations and present proposals to the Credit Committee.

Follow up on implemented changes and evaluate their impact on portfolio performance and profitability.

Collaborate with Data Scientists on the development and ongoing improvement of credit models.

Work closely with Data Engineers to ensure data infrastructure and management support effective credit analysis.

Partner with Product and Marketing to balance lending growth, revenue generation and credit risk.

Represent the Credit function in cross-functional projects and drive the implementation of approved initiatives.

Who we are looking for We are looking for someone with a strong analytical mindset, a genuine curiosity for understanding data and business performance, and the ability to turn insights into meaningful actions. You are comfortable working independently, taking ownership of your analyses and making recommendations even when information is not always complete. You also enjoy collaborating with different stakeholders and can communicate complex analytical findings in a clear and accessible way. We believe you have:

A Bachelor's or Master's degree in a relevant field.

Experience as a Credit Analyst, Data Analyst or in a similar analytical role.

Strong analytical skills and excellent attention to detail.

Experience working with SQL and Snowflake for data querying and manipulation.

Advanced Excel skills.

Experience using AI tools such as Claude and/or Cursor in your day-to-day analytical work.

Fluency in both Swedish and English, verbally and in writing.

What we offer

A fantastic office in a prime Stockholm location with great spaces and views

An independent role with the opportunity to make a real impact

Great opportunities for professional development

Health - 5 000 kr wellness allowance

Conference abroad every other year

Breakfast and fruits every day, as well as "holy fika” each Friday

Regular after work and celebrated successes at the office

Apply today and be a part of Northmill! Öppen för alla Vi fokuserar på din kompetens, inte dina övriga förutsättningar. Vi är öppna för att anpassa rollen eller arbetsplatsen efter dina behov.

Posting text belongs to the employer. Removal requests: contact us.

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against Northmill Bank AB's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on Northmill Bank AB's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    Northmill Bank AB's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.