Risk Management Consultant - Remote

Most of our clients have built their companies from the ground up. OneDigital has too. We stand alongside these business owners, providing peace of mind that if the unthinkable happens, they are protected. We are their trusted partner to help them manage risks from weather, injuries or other unforeseeable surprises. This gives our clients the ability to focus on what’s most important to them and their employees: doing their best work and living their best lives.

If you are looking for a career where you are helping people and businesses thrive, even during times of uncertainty, OneDigital is the right career for you.

Our Newest Opportunity:

The Risk Management Consultant serves as a strategic advisor and proactive risk partner for OneDigital's clients and internal teams. This role combines enterprise risk strategy with hands-on safety and loss control expertise to deliver measurable risk improvement outcomes. The consultant works closely with producers, account executives, and insurance carrier partners to identify, assess, and mitigate risk — ultimately protecting clients' people, assets, and financial performance. Reporting to the VP of Risk Strategy and Innovation, this role is a key differentiator in OneDigital's ability to win and retain business.

Essential Duties and Responsibilities:

Strategic Advisory & Enterprise Risk Management

• Conducts comprehensive enterprise risk assessments to identify exposures across client operations and industries.

• Develops tailored risk improvement strategies and presents actionable recommendations to client leadership.

• Supports insurance program structure decisions by providing risk data, analytics, and strategic guidance.

• Benchmarks client risk profiles against industry peers to identify gaps, opportunities, and competitive positioning.

• Translates complex risk data into executive-level stewardship reports that communicate program value and improvement progress.

• Partners with producers and account executives by equipping them with risk intelligence and insights to win new business and retain existing clients.

Loss Control & Safety Consulting

• Conducts on-site safety surveys, facility inspections, and hazard identification across a variety of industries and client locations.

• Provides OSHA compliance guidance to help clients navigate regulatory requirements and avoid citations and penalties.

• Leads safety program development, including policy creation, training frameworks, emergency action plans, and safety committee support.

• Manages workers' compensation risk, including claims trend analysis, return-to-work program development, and modification factor improvement strategies.

• Delivers industry-specific risk consulting tailored to clients' unique operational environments, exposures, and regulatory landscape.

• Manages carrier relationships proactively, engaging with insurance company loss control partners to leverage their services, resources, and expertise on behalf of clients.

• Documents and tracks risk profile improvements over time to demonstrate measurable program value and support renewal negotiations.

Additional Responsibilities

• Collaborates with the broader OneDigital Risk Strategy team to develop and refine service offerings and best practices.
• Maintains current knowledge of industry trends, emerging risks, regulatory changes, and champions carrier loss control partnerships to improve client/carrier relationships and risk management outcomes.
• Represents OneDigital in client meetings, industry events, and carrier forums as a risk subject matter expert.
• Champions risk management resources and AI, combined with expertise, to provide data-driven insights for clients and prospects
• Performs other duties as assigned.

Qualifications, Skills and Requirements:

• Minimum of 5 years of experience in risk management, loss control, insurance, or a related field.
• Strong knowledge of property and casualty insurance products, risk financing, and program structures.
• Demonstrated experience conducting loss control surveys, safety audits, and risk assessments.
• Working knowledge of OSHA standards, workers' compensation regulations, and industry safety best practices.
• Ability to analyze and interpret loss data, exposure information, and risk metrics to develop actionable strategies.
• Excellent written and verbal communication skills, including the ability to present to C-suite and executive audiences.
• Proven ability to build and maintain relationships with clients, carriers, and internal stakeholders.
• Strong organizational skills with the ability to manage multiple client engagements simultaneously.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint), risk management, and AI tools
• Valid driver's license and willingness to travel to client sites as required.

Education, Training and Experience:

• Active Property & Casualty broker’s license, or willing to obtain a license within 30 days of employment.
• Bachelor's degree in Risk Management, Occupational Safety, Environmental Health and Safety, Business Administration, or a related field preferred.
• Professional designations strongly preferred, including one or more of the following: Associate in Risk Management (ARM), Chartered Property Casualty Underwriter (CPCU), Certified Safety Professional (CSP), Associate in Loss Control Management (ALCM), or equivalent.
• Specialized experience in any of the following areas: knowledge of property risk engineering principles, fire protection systems, natural hazard exposures, and CAT risk assessment methodologies; relevant industry knowledge in transportation and/or certifications in Smith System, and/or relevant industry certifications in cyber risk management.
• Equivalent combination of education and experience may be considered.

The typical base pay range for this role nationwide is $110,000 to $140,000 per year.

Your base pay is dependent upon your skills, education, qualifications, professional experience, and location. In addition to base pay, some roles are eligible for variable compensation, commission, and/or annual bonus based on your individual performance and/or the company’s performance. We also offer eligible employees health, wellbeing, retirement, and other financial benefits, paid time off, overtime pay for non-exempt employees, and robust learning and development programs. You will receive reimbursement of job-related expenses per the company policy and may receive employee perks and discounts.

To learn more, visit: www.onedigital.com/careers

OneDigital is an equal opportunity employer. Not only as a matter of standard, but to honor and celebrate our differences. We believe that the power of ONE starts with you. We are committed to cultivating and preserving a culture that celebrates diversity, insists on equity and inclusion, and connects us. Ensuring our people feel seen, valued, respected, and supported is fundamental to our core values and business goals.

OneDigital provides equal employment opportunities to all employees and applicants for employment regardless of their: veteran status, uniformed servicemember status, race, color, religion, sex, sexual orientation, gender identity, age (40 and over), pregnancy (including childbirth, lactation and related medical conditions), national origin or ancestry, citizenship or immigration status, physical or mental disability, genetic information (including testing and characteristics) or any other category protected by federal, state or local law (collectively, “protected characteristics”). A copy of the Federal EEO poster is linked here.

Pursuant to local Fair Chance Ordinances, we will consider qualified applications with arrest or conviction records for employment. For applicable candidates, the following ordinances are linked here to inform you of your rights as an applicant:

City and County of San Francsico

City of Los Angeles

County of Los Angeles

Employment decisions shall comply with all other applicable federal, state and city/county laws prohibiting discrimination in employment. OneDigital complies with all criminal history inquiry [or ‘ban the box’] laws in California, Connecticut, Colorado, Hawaii, Illinois, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New Mexico, Oregon, Rhode Island, Vermont and Washington.

In short, we believe in hiring the most qualified applicant for the position, regardless of background.

If you have questions about our hiring policies and practices, we would be happy to discuss upon receiving your application. We hope to welcome you to OneDigital and look forward to hearing from you.

OneDigital understands the immense responsibility and opportunities provided by Artificial Intelligence. We utilize advanced Artificial Intelligence [AI] technologies to enhance our recruitment process. This includes using AI to filter candidates based on their qualifications and to rediscover potential candidates from our existing applicant pool. Our AI systems help us efficiently identify the best fit for our open positions, ensuring a streamlined and effective hiring experience. However, AI does not replace the humans in our process. If you have concerns about our use of AI, you may opt out where laws allow.

Thank you for your interest in joining the OneDigital team!