The posting
About Us:We’re a fast-growing, privately held insurance company on a path to becoming a leading U.S. retail platform. We believe every client and customer relationship holds the potential to become something greater—and the same is true for our people. As we grow, we’re redefining how great talent connects with meaningful work, enabling our ambitious strategy while building a culture of high performance, creativity, and partnership. If you're curious about how product strategy, distribution, and market innovation come together to shape the future of annuity solutions, then this role offers the opportunity to lead a high-impact portfolio, influence enterprise strategy, and drive meaningful outcomes for customers, distributors, and the business. About the Role:We are seeking a Vice President, Head of Annuity Solutions to lead the strategy, design, performance, and lifecycle management of the company’s annuity product portfolio. Reporting to the SVP, Head of Solutions, this role serves as the senior product owner for the assigned product line, translating enterprise strategy into market-leading product solutions that drive growth, customer value, and business performance. In this role, you will oversee a team of AVP Product Owners and partner closely with the Head of Solutions Delivery to bring new solutions to market efficiently and effectively. The ideal candidate combines deep annuity expertise with strategic vision, strong commercial acumen, and the ability to lead complex product decisions while influencing stakeholders across the enterprise. What You’ll Do: Product Strategy & Portfolio Leadership
Own the assigned annuity product portfolio across concept development, launch, performance management, enhancement, and sunset activities Translate enterprise strategy into a product-line roadmap, priorities, and recommendations for executive and governance approval Identify market opportunities through competitive intelligence, distributor feedback, customer insights, and portfolio performance analysis Develop compelling business cases and product concepts aligned with customer, distribution, and enterprise objectives Recommend product enhancements, repricing actions, remediation efforts, or product retirement decisions based on performance and market conditions
Product Design & Solution Ownership
Define product vision, value proposition, target market, design requirements, and intended business outcomes Lead product design decisions involving features, benefits, riders, guarantees, and crediting strategies Partner with Pricing and Actuarial teams to evaluate profitability, competitiveness, risk, and capital implications Provide direction on policy forms, rider provisions, illustrations, and product specifications Ensure solutions meet customer, distributor, financial, operational, and regulatory requirements
Team Leadership & Capability Building
Lead and develop AVP Product Owners responsible for products, solution areas, and market segments Establish priorities, accountability, and performance expectations for the product organization Provide coaching and guidance throughout the product lifecycle to ensure strong product ownership and execution Build organizational capability in product strategy, market analysis, business case development, and portfolio management
Solutions Delivery Partnership
Partner closely with the Head of Solutions Delivery to align priorities, resources, timelines, risks, and dependencies Provide product vision, business objectives, strategic priorities, and subject matter expertise to support delivery execution Collaborate with Product Analysts and Project Managers to ensure successful implementation of approved product concepts Resolve design, scope, and prioritization questions throughout the development process Validate that delivery outcomes align with approved product objectives and business requirements
Enterprise Collaboration & Performance Management
Partner with senior leaders across Distribution, Marketing, Operations, Technology, Legal, Compliance, Finance, Product Filing, and Risk functions Align priorities with Life Solutions leadership and identify opportunities for shared capabilities and strategic initiatives Serve as the executive product representative in governance, distributor, executive, and strategic partner discussions Oversee product positioning and approve strategic collateral, training materials, product guides, and presentations Monitor product performance metrics, including sales, profitability, persistency, customer outcomes, utilization, and distributor feedback Report product performance, risks, and recommended actions to executive leadership and governance committees
What You’ll Bring: Required
10+ years of experience in annuity product development, product management, or product strategy Proven experience owning products from concept through launch, optimization, and sunset Deep knowledge of annuity product design, riders, features, pricing considerations, and regulatory requirements Experience developing product strategies, roadmaps, and business cases aligned to enterprise objectives Demonstrated success presenting recommendations to executive leadership and governance committees Experience leading and developing senior product professionals and/or people leaders Strong understanding of insurance distribution across multiple channels and market segments Ability to operate effectively within a model that separates product ownership from project delivery and business analysis Strong executive communication, stakeholder management, and decision-making skills
Preferred
Experience with policy administration systems, illustration platforms, and third-party administrator environments Experience partnering directly with technology, actuarial, and operational teams on product implementation initiatives
Core Competencies:
Product Strategy & Portfolio Leadership: Translates enterprise strategy into product roadmaps, market opportunities, and portfolio decisions that drive growth and long-term business value. Annuity Product Development Expertise: Deep understanding of annuity product design, pricing considerations, distribution dynamics, and lifecycle management. Executive Decision-Making & Commercial Acumen: Balances customer needs, financial performance, risk considerations, and strategic objectives to make informed product decisions. Cross-Functional Influence & Enterprise Partnership: Builds alignment across business functions and effectively navigates complex stakeholder environments to drive outcomes. Team Leadership & Talent Development: Develops high-performing product teams through coaching, accountability, and capability building. Performance Management & Market Insight: Leverages competitive intelligence, financial performance metrics, and market feedback to optimize product strategy and results.
What We Offer:
A collaborative, inclusive environment that values authenticity, accountability, and partnership The opportunity to join the company at an exciting stage of growth, where colleagues are empowered to build what’s next A variable compensation package with a base range of $225K-250K A competitive benefits package including comprehensive medical, dental, and vision coverage; an HSA and 401(k) company match; paid time off; and employer-paid life and disability insurance Remote/hybrid work arrangement
At Prosperity, we are committed to equal employment opportunity and encourage people from all backgrounds to apply. We make hiring decisions based on merit and do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, age, disability, or any other protected status. We strive for a meaningful interview experience for all candidates. If you need an adjustment or accommodation due to a disability or medical condition during the hiring process, please let your recruiter know.
