The posting
Grow Your Career. Impact Lives. Shape the Future of Consumer Finance.
At Regional Finance, growth is more than a strategy. It's an opportunity for our people to thrive. Over the past several years, we have expanded significantly, creating new career paths, leadership opportunities, and professional development experiences across our organization.
As a proud NYSE-listed company, we serve more than half a million active customers through a network of 360+ branches across 20 states and a rapidly growing digital platform. With approximately $2.1 billion in net finance receivables, nearly double our position in 2020, our momentum reflects both the strength of our business and the dedication of our team.
If you're passionate about helping people, driven by growth, and excited to contribute to a company transforming the future of consumer finance, we invite you to join our team and build something meaningful with us.
Job Purpose
The Senior Internal Auditor performs various operational audits under the direction of the Audit Manager to evaluate efficiency and compliance with company policies and regulations, as well as provide recommendations and process improvements to Company Management. Participate in special investigations, perform testing of internal controls for SOX 404 Compliance on an ongoing basis, and conduct routine branch audits. This position will support the Audit Manager to achieve the annual Internal Audit plan.
Duties and Responsibilities
- Assist the Audit Manager with planning, organizing, and executing operational audits to provide independent, objective assurance designed to add value, and improve the organization's operations.
- Prepare working papers to document and support the audit objectives, scope, and methodology used in reaching conclusions on the functions being audited.
- Develop recommendations for changes to processes and systems that will minimize risk, improve performance and productivity and ensure that the organization complies with all relevant regulations, laws, and standards.
- Draft formal written reports, as requested, expressing opinions on the adequacy of various business processes and/or systems and the efficiency with which activities are carried out.
- Execute SOX 404 testing, work with management to develop remediation plans for any findings, and follow up on remediation efforts.
- Deliver quality work papers that adhere with The Institute of Internal Auditor’s International Standards for the Professional Practice of Internal Auditing.
- Work with the Audit Manager to develop audit scope, objective, methodology, and testing procedures relevant to risk and test objectives.
- Review internal controls, policies and procedures, investigating documents, records, accounts, operations, and transactions.
- Maintain understanding of Sarbanes-Oxley legislation, PCAOB Standards, and other relevant guidance issued regarding Section 404.
- Maintain a thorough understanding of the legal, regulatory, fiduciary, audit, and financial reporting requirements relative to the consumer financial industry.
- Conduct routine Branch Audits including reviewing loan documents, cash control documentation, and other pertinent branch records for compliance with Federal and State regulations and Company policies and procedures.
- Meet reasonable timelines set for work assignments.
- Other duties as assigned by Audit Managers and/or team.
Minimum Qualifications
- Education: Undergraduate Degree in Accounting, Finance, or similar
- Certifications: Certified Internal Auditor (CIA), Certified Public Accountant (CPA), or Certified Financial Services Auditor (CFSA)
- Required Experience: Minimum of 4 years of public accounting and/or internal audit experience. Must have experience conducting SOX 404 audits and a knowledge of internal audit standards and control concepts. Exceptional project management and analytical skills.
- Travel: Must be willing to travel minimally for Branch Audits as needed (~10-15%)
- Must pass pre-employment screenings.
Preferred Qualifications
- Previous experience in consumer finance industry preferred.
- Certified Financial Services Auditor (CFSA) or Certified Public Accountant (CPA) designation preferred.
Critical Competencies
- Proficient knowledge of the Institute of Internal Auditor’s International Standards for the Professional Practice of Internal Auditing.
- High level of integrity.
- Proven leadership abilities.
- Excellent communication skills; verbal, written and presentation skills.
- Accountable for assigned tasks and ability to meet set deadlines.
- Strong interpersonal skills.
- Ability to work closely with people at all levels of the organization and facilitate the implementation of corrective action.
Working Conditions
- This position works in an office environment.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: Regional Management Corp Consumer Privacy Policy | Regional Finance
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
