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ClosedPosted 289 days ago

O2C (Grade 14)

ScaleneWorks INC

Where
Bangalore

This posting closed on 2026-10-23.

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  6. 57.8%60 days
This job: posted 289 days ago

The posting

Credit Analyst

## Company Overview At ABB, we help industries outrun - leaner and cleaner. As a global market leader, we empower progress and are committed to enabling our teams and the world. At ABB, you are never alone in your growth journey.

## Job Summary The Credit Analyst is responsible for evaluating the creditworthiness of customers and assessing their ability to repay debts. This role plays a vital part in ensuring the company's financial health by developing and implementing credit policies, managing business relationships, monitoring credit, and generating financial reports.

## Responsibilities - Credit Assessment and Risk Analysis: Evaluate the creditworthiness of customers using financial statements, credit reports, and other relevant information to determine credit limits, terms, and conditions. - Credit Policy Development and Implementation: Develop and implement credit policies and procedures that align with ABB's financial goals, including guidelines for credit limits, payment terms, and negotiations. - Business Relationship Management: Work closely with ABB's Collection Team and various business units to build strong relationships, resolve credit-related issues, and ensure timely payment. - Collaboration with Sales and Finance Teams: Collaborate with the sales team to evaluate potential customers, provide guidance on credit terms, and work with the Collection Team to manage credit risks and cash flow. - Conduct Credit Committee Meetings: Prepare for and conduct periodic credit committee meetings and implement action items from these meetings. - Credit Monitoring and Collections: Monitor customer accounts for timely payments, manage overdue accounts, send reminders, and make collection calls as necessary. - Financial Reporting and Analysis: Generate regular reports on credit-related metrics, such as accounts receivable aging and collection efficiency, to help management assess overall credit risk. - Perform Annual Review of All Customers: Review customer accounts annually to set revised credit limits, risk categories, and credit check rules.

## Qualifications - Education: Bachelor’s or master’s degree in Accounting, Business Administration, or Finance. - Experience: 0-2 years of experience in Credit Management, preferably in a manufacturing company. - Skills: - Strong analytical skills - Excellent communication skills - Proficiency in MS Office Suite - Knowledge of SAP is a significant plus - Flexibility: Must be willing to work flexible shift timings.

## Preferred Skills - Experience in risk assessment and management. - Familiarity with credit analysis software and tools.

## Experience - 0 - 2 years of relevant experience in credit management or related fields.

## Environment - This position is based in Bangalore, Karnataka, India, and requires working a full-time schedule. Flexibility in working hours is expected.

## Salary - Salary information is not specified.

## Growth Opportunities - Opportunities for career advancement within the finance and accounting departments may be available.

## Benefits - Specific benefits are not detailed; however, ABB typically offers a comprehensive benefits package to its employees.

Posting text belongs to the employer. Removal requests: contact us.

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