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ClosedPosted 66 days ago

Vice President - Credit Risk

Scrabble & Jigsaw

Where
Mumbai, India

This posting closed on 2026-10-23.

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This job: posted 66 days ago

The posting

VP - Credit Risk

## Company Overview Not specified.

## Job Summary The Vice President of Credit Risk is responsible for overseeing the identification, assessment, and mitigation of credit risks across Credila’s portfolio. This role is crucial in ensuring that credit policies and procedures are robust and aligned with regulatory requirements while supporting the organization’s strategic objectives.

## Responsibilities - Oversee the identification, assessment, and mitigation of credit risks across Credila’s portfolio. - Ensure the robustness of credit policies and procedures through regular reviews, recommendations, and feedback. - Maintain the quality of the credit portfolio, optimizing the risk-reward balance and fostering a culture of prudent risk management. - Minimize risks in Portfolio Management by prudent lending and monitoring key financial metrics such as PAR, Non-Performing Assets (NPAs), and Expected Credit Loss (ECL) Provisions. - Provide strategic direction for the Credit Risk function related to all product lines and adjacent areas within Risk and Business functions. - Create, implement, and administer Credila’s Credit Risk strategies, policies, procedures, credit approvals, and portfolio management. - Lead efforts to ensure overall goal attainment within credit and risk mitigation areas across all product lines and departments, optimizing profitability and sustainable growth. - Monitor the credit portfolio to ensure compliance with core principles of good lending, regulatory guidelines, and early recognition of problem credits.

## Qualifications - Proven experience in credit risk management, including the development of policies and procedures. - Strong analytical skills with a focus on portfolio management and performance indicators. - Excellent leadership and communication skills to drive a culture of risk management. - In-depth knowledge of regulatory requirements affecting credit policies. - Ability to work collaboratively across departments to achieve strategic objectives. - Educational qualifications: Bachelor's degree in Finance, Business Administration, or related fields; Master's degree or relevant certifications preferred.

## Preferred Skills - Advanced certifications in risk management (e.g., CFA, FRM). - Experience with financial modeling and quantitative analysis. - Proficiency in risk assessment tools and credit evaluation software.

## Experience Minimum of 10 years of experience in credit risk management or related fields, with a track record of leadership roles.

## Environment The work setting is likely to be in an office environment, as this role involves collaboration with various departments and stakeholders. Details regarding remote or hybrid arrangements are not specified.

## Salary Not specified.

## Growth Opportunities Not specified.

## Benefits Not specified.

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