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ClosedPosted 338 days ago

Product Manager

Scrabble

Where
Mumbai

This posting closed on 2026-10-23.

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This job: posted 338 days ago

The posting

Product Manager

## Company Overview Not specified.

## Job Summary We are seeking an experienced Product Manager with a strong background in Credit and Risk within the Banking, Financial Services, and Insurance (BFSI) domain. This role is pivotal in leading AI-driven product development initiatives that transform credit evaluation, risk monitoring, and portfolio management across financial institutions, particularly in the Non-Banking Financial Company (NBFC) and banking sectors.

## Responsibilities - Product Strategy & Vision - Define the product roadmap for AI-led BFSI solutions aligned with the business goals of NBFCs, banks, and financial institutions. - Translate domain pain points into scalable AI and analytics product features. - Collaborate with leadership to identify market gaps and create differentiated value propositions.

  • Product Design & Development
  • Work with data science and engineering teams to design AI/ML models.
  • Convert business use cases into functional and technical product requirements.
  • Domain & Functional Ownership
  • Leverage credit and risk expertise to shape model logic, parameter design, and validation approaches.
  • Collaborate with business heads to ensure regulatory alignment.
  • Act as the functional bridge between domain teams and technical teams.
  • Stakeholder & Client Engagement
  • Engage with NBFCs, banks, mutual funds, and other BFSI partners and clients to understand evolving needs and translate them into actionable product features.
  • Conduct product demos, gather feedback, and translate insights into product iterations.

## Qualifications - Functional Expertise / Product Management: - Minimum 10+ years of domain and product expertise in corporate/enterprise lending (not retail or consumer credit). - Strong understanding of underwriting, rating, portfolio monitoring, covenants, and regulatory frameworks. - Proven experience in conceptualizing, designing, and delivering digital or AI-driven financial products. - Strong capability to document workflows, business logic, and requirements.

  • Tech / Data (Optional):
  • Understanding of AI/ML applications in credit risk, compliance, or analytics.
  • Exposure to APIs, dashboards, and fintech ecosystems.
  • Ability to work with data scientists and translate domain problems into use cases.
  • Soft Skills:
  • Strong analytical and problem-solving mindset.
  • Excellent communication skills, able to interface with CXOs and technical teams.
  • Execution-driven and structured thinker, comfortable with ambiguity in AI product development.
  • Educational Background:
  • MBA (Finance) or equivalent from a reputed institution.

## Preferred Skills - Experience with regulatory frameworks related to credit and risk management. - Familiarity with agile product development methodologies.

## Experience - 10+ years of relevant experience in credit, risk, and product management within the BFSI sector, specifically with a focus on corporate and enterprise lending.

## Environment The role is based in Mumbai, specifically within the BFSI sector, which may involve engagements with clients and stakeholders from various financial institutions.

## Salary Not specified.

## Growth Opportunities Not specified.

## Benefits Not specified.

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