Skip to content

Open nowPosted 6 days ago

Payment Ops Specialist

Security Service Federal Credit Union48 open roles

Where
San Antonio, TX, USA
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowPayment Ops SpecialistSecurity Service Federal Credit Union · San Antonio, TX, USA
  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on Security Service Federal Credit Union's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market. Security Service Federal Credit Union postings stay open a median of 2 days.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 58.1%60 days
This job: posted 6 days ago

Security Service Federal Credit Union median: 2 days open

The posting

The Payment Operations Specialist supports the accurate, timely, and compliant processing of payment and exception channels, with a primary focus on exception processing, check processing, dispute resolution, and Zelle payment operations. This role is responsible for managing, researching, and resolving transaction issues related to check processing, Image Enabled ATM transactions, Remote Deposit Capture (RDC), shared branching activity, Zelle transactions, and non posted or suspense items. This position plays a critical role in resolving payment discrepancies, managing Zelle exceptions and disputes, supporting fraud detection and mitigation efforts, and ensuring compliance with regulatory requirements and internal policies. The specialist serves as an operational resource for resolving complex payment issues across multiple systems while maintaining data integrity and minimizing financial risk.

Key Responsibilities: The Payment Operations Specialist analyzes, processes, and maintains a broad range of payment activities supporting check processing, Remote Deposit Capture (RDC), image enabled ATM transactions, shared branching, Zelle transactions, lockbox activity, and exception processing, ensuring accuracy, timeliness, and compliance with credit union policies and regulatory standards. This role manages Zelle payment operations by monitoring transaction activity, researching and resolving exceptions, handling member disputes, coordinating reversals or credits when applicable, and partnering with Risk Management to identify and mitigate potential fraud scenarios. The specialist researches, analyzes, and resolves payment exceptions, disputes, rejects, and non posted items, including misapplied items, chargebacks, ATM adjustments, RDC discrepancies, shared branching exceptions, system rejects, unresolved returns, and CheckFree returns.

In addition, the role performs end to end processing for domestic and foreign collection items, large return items (incoming and outgoing), Oil and Gas Lease Drafts, DealerTrack transactions, virtual sorter activity, file transfers, and in clearing operations. Daily responsibilities include completing balancing, reconciliations, general ledger validations, and resolving suspense accounts to ensure financial accuracy and integrity. The specialist processes subsystem postings and identifies, researches, and reconciles non posting items from platforms such as IMPACS and related systems. The position also provides dispute resolution and operational support for check adjustments, ATM disputes, RDC claims, shared branching transactions, Zelle disputes, and dealer reversals, collaborating with Risk Management to investigate, document, and escalate potential fraudulent activity as needed.

The Payment Operations Specialist monitors payment workflows and exception queues to identify trends, processing errors, or systemic issues, documents findings, and escalates complex or high risk items appropriately. The role executes opening, midday, onsite, and closing operational tasks to maintain continuity of payment services and adherence to established service level agreements. Additionally, the specialist responds to moderate volumes of inbound and outbound ACD and non ACD calls from members, branches, and internal departments, providing clear and professional communication to resolve payment inquiries, disputes, and balancing issues. This position collaborates cross functionally with Risk Management, the Member Contact Center, Branch Operations, Account Services, Asset Recovery, vendors, and external financial institutions to resolve transaction discrepancies, support outage recovery, and provide after hours operational support as needed.

High School diploma required. Relevant certifications, coursework, or continued education related to payment operations or financial services. Equivalent experience may substitute for formal certification or education requirements.

Minimum of three (3) years of experience in a financial institution environment performing payment operations, exception processing, dispute resolution, or transaction reconciliation functions. Relevant experience may include check processing, Remote Deposit Capture (RDC), ATM operations, shared branching, Zelle payments, non posted item resolution, balancing, or back office settlement activities. Familiar with NACHA rules and regulations and understanding of regulations CC, D, E, Z, and J.

Proficient in Microsoft Office (Word, Excel, Access, Visio) and basic understanding of workflow concepts and process methodologies. Strong analytical and problem solving abilities; excellent attention to detail; effective written and verbal communication skills; and a proven ability to manage competing priorities while providing professional and courteous service in a fast paced operations environment.

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against Security Service Federal Credit Union's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.
  3. We apply on Security Service Federal Credit Union's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.
  4. Every reply, sorted

    Security Service Federal Credit Union's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.
  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

By hand5–10
With CV Rocket100
applications a day

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.