The posting
Key responsibilities
- Operational control and audit
- Run daily branch operations in line with Bank policies, SOPs and BNR regulations: cash, vault, clearing, account opening, data entry, KYC and GL proofs.
- Achieve a satisfactory internal and external audit rating with zero repeat exceptions; close audit, call-over and control findings on time.
- Keep zero fraud, forgery and income loss from control failures; zero regulatory penalties.
- Cash and branch financial discipline
- Manage the cash budget and vault within approved and insured limits; zero BNR and teller shortages or overages.
- Propose at least one cost-saving initiative a year worth 10% of an expense line.
- Support branch revenue and new account targets through accurate, fast processing.
- Service quality and customer experience
- Achieve a branch customer satisfaction score of 85% and a top-3 ranking in KPMG or other external surveys.
- Keep transaction errors to a minimum and resolve complaints within the agreed turnaround time.
- Maintain branch ambience, ATM uptime and queue management; target 4-star mystery shopper and audit scores.
- Product quality and customer base
- Keep dormancy at or below 5% and at least 80% of customers active.
- Ensure CX Specialists cross-sell and promote digital channels at the counter.
- Support to the sales team
- Process accounts, loans and transactions from Relationship Officers and DSAs quickly and correctly.
- Work with other departments on projects and new processes.
- People management
- Supervise the Head Teller, Tellers and Customer Care Officers; plan rosters, leave and training.
- Keep team conduct clean: zero sanctions, full annual attestation and survey participation.
- Keep team attrition below 10% and develop successors for critical roles.
- Community
- Take part in at least one CSR activity a year.



