Skip to content

Open nowPosted 97 days ago

Consumer / Conduct Risk - Wordings Review Consultant

Workable (global search)108,016 open roles

Where
London, England, United Kingdom
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowConsumer / Conduct Risk - Wordings Review ConsultantWorkable (global search) · London, England, United Kingdom
  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on Workable (global search)'s own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

7.9% of postings close within 7 days. Measured by our own scanner across the market. Workable (global search) postings stay open a median of 7 days.

Share of postings closed within
  1. 1.6%1 day
  2. 3.6%3 days
  3. 7.9%7 days
  4. 14.9%14 days
  5. 34.0%30 days
This job: posted 97 days ago

Workable (global search) median: 7 days open

The posting

G MASS is acting in support of a Lloyd's managing agent client who requires specialist consultant resource to assist with a Consumer / Conduct Risk wordings review programme. This engagement sits within the client's broader conduct and compliance framework and has been initiated in response to increasing regulatory scrutiny around the fair treatment of customers and product governance obligations in the Lloyd's and London Market.

The assignment has been structured as a specialist contract engagement, with the successful individual expected to work closely with the client's underwriting, legal, and compliance functions to assess, review, and where necessary recommend amendments to policy wordings from a Consumer / Conduct Risk perspective.

Role Overview

The Wordings Review Consultant will be engaged to deliver a structured, risk-based review of the client's policy wordings portfolio, assessing alignment with FCA Consumer Duty obligations, Lloyd's Minimum Standards, and applicable conduct risk frameworks. The individual will be expected to operate as a subject matter expert, providing clear and commercially aware recommendations that support the client's regulatory obligations and end-customer outcomes.

Key Responsibilities

  • Review and assess insurance policy wordings against FCA Consumer Duty requirements, Lloyd's conduct frameworks, and applicable regulatory guidance, identifying areas of potential customer detriment or non-compliance.
  • Evaluate product documentation — including policy wording, summary of cover, and key information documents — for clarity, fairness, and alignment with intended customer outcomes.
  • Assess wordings for ambiguity, exclusionary language, and terms that may present conduct risk exposure, particularly in relation to vulnerable customer cohorts.
  • Provide written recommendations and red/amber/green assessments of individual wordings, with clear rationale supporting any proposed amendments.
  • Liaise with underwriting, legal counsel, and compliance stakeholders to ensure recommendations are technically sound and commercially viable.
  • Support the drafting or redrafting of wordings where remediation is required, working in collaboration with internal or external legal resource.
  • Maintain clear audit trails of the review process, findings, and agreed actions in line with Lloyd's Minimum Standards and internal governance requirements.
  • Provide periodic progress reporting to the Head of Conduct / CCO or equivalent, flagging material risks or escalation points as they arise.
  • Where required, contribute to the development of a conduct risk wordings framework or policy to support ongoing compliance beyond the initial review.

Requirements

  • Demonstrable experience in insurance policy wordings review, with a focus on Consumer / Conduct Risk — ideally within the Lloyd's or London Market.
  • Strong working knowledge of FCA Consumer Duty requirements and their practical application to insurance product documentation.
  • Familiarity with Lloyd's Minimum Standards, particularly those relating to conduct, product governance, and customer outcomes.
  • Experience engaging cross-functionally with underwriting, legal, and compliance teams in a regulated insurance environment.
  • Ability to produce clear, well-structured written analysis and recommendations suitable for senior stakeholder review.
  • Commercially aware — able to balance regulatory obligation with the practicalities of product design and market positioning.
  • Proven ability to operate as an independent contractor or consultant, managing workload and priorities with minimal supervision.

Desirable

  • Prior Lloyd's syndicate or managing agent experience, whether in-house or in a consultancy / advisory capacity.
  • Background in legal, compliance, or technical underwriting roles with exposure to conduct risk frameworks.
  • Experience of FCA thematic review processes or prior engagement with Lloyd's conduct supervisory activity.
  • Familiarity with product governance frameworks and their application to binder / delegated authority business.
  • Exposure to vulnerable customer guidance and its application to policy documentation.

Benefits

Competitive salary 6-month initial contract

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against Workable (global search)'s own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.
  3. We apply on Workable (global search)'s form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.
  4. Every reply, sorted

    Workable (global search)'s answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.
  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.