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Open nowPosted 6 days ago

Valuation Quality Control III

World Business Lenders, LLC

Pay
$65,000 – $85,000 a year
Where
Florida City, FL, United States
Work mode
Remote
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Your applicationOpen nowValuation Quality Control IIIWorld Business Lenders, LLC · Florida City, FL, United States
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This job: posted 6 days ago

The posting

Overview

  • World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses. WBL operates with a fully remote, multinational workforce and an experienced executive leadership team.
  • Collateral spans U.S. markets, from primary metros to tertiary and rural locations, so this role must form defensible value opinions in markets the reviewer may not know firsthand.
  • Typical schedule is 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, with additional hours as committee timing and business needs require.

What You'll Be Doing (Core Responsibilities)

  • Review appraisals, evaluations, BPOs, and CMA’s for accuracy, methodology, and compliance with USPAP and the Interagency Appraisal and Evaluation Guidelines; return deficient reports for correction.
  • Test value conclusions against independent market evidence (MLS, public records, CoStar, broker reports) in any U.S. market.
  • Flag weak comparables, unsupported adjustments, stale data, math errors, and unreasonable extraordinary assumptions or hypothetical conditions.
  • Analyze income property: rent rolls, operating expenses, NOI, cap rates, and discounted cash flow (DCF) assumptions.
  • On construction and development loans, compare budgets, draws, and completion status against as-complete value conclusions.
  • Recommend a value for each relevant premise (as-is, as-complete, as-stabilized, disposition) suited to the loan’s stage: origination, performing, default, workout, or REO.
  • Write concise findings and present recommendations for Investment, Asset Resolution, and Initial Credit Review.
  • Recommend added work when information is insufficient: new appraisal, inspection, environmental, or engineering report.

Requirements

  • Education
  • Bachelor’s degree in real estate, finance, economics, business, or a related field.
  • Required Experience
  • 5+ years in appraisal, appraisal review, collateral valuation, underwriting, or asset management, the majority on commercial collateral.
  • Hands-on commercial and income-property valuation or review experience; residential review experience is a plus.
  • Working knowledge of the sales comparison, income, and cost approaches, and of USPAP.
  • Experience with distressed, foreclosed, or REO property.
  • Strong Excel, writing, and presentation skills, and the confidence to challenge unsupported conclusions.
  • Preferred Background / Industry Experience
  • State Certified General or Certified Residential appraiser credential or progress toward Certified General.
  • A professional valuation designation, or active candidacy for one, such as:
  • AI-GRS (General Review Specialist, Appraisal Institute), the designation focused on commercial appraisal review
  • MAI (Appraisal Institute), for commercial and income-producing property
  • MRICS (Royal Institution of Chartered Surveyors)
  • ASA (American Society of Appraisers), Real Property
  • CCIM (CCIM Institute), for commercial investment analysis
  • ARA (American Society of Farm Managers and Rural Appraisers), for rural and agricultural property
  • AI-RRS or SRA (Appraisal Institute), for residential review and valuation
  • Commercial appraisal review experience at a bank, portfolio lender, or private credit fund.
  • Familiarity with construction and development projects and the cash flow-based analysis used to value them.

Key Performance Measures

  • Accuracy of recommended values against subsequent sales and recoveries
  • Material deficiencies caught before funding, workout, or disposition decisions
  • Review turnaround time and consistency with WBL standards
  • Quality of written findings and committee presentations
  • Growth into independent review of complex commercial and development assets

Remote Work Requirements

  • Stable, reliable internet connection.
  • Professional and dedicated remote working environment.

Benefits

What We Offer

💰 Compensation includes a base salary of $65,000-$85,000.

🏖️ Benefits include medical, dental, vision, life, and disability coverage; a 401(k) with company match; and paid holidays and paid time off (PTO).

🌍 Work Environment: Fully remote work environment, with occasional travel for leadership off sites/corporate events.

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