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Open nowPosted 262 days ago

资深产品负责人(资金中台方向)-国际化

ByteDance19,268 open roles

Where
Beijing, Chinese Mainland
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Your applicationOpen now资深产品负责人(资金中台方向)-国际化ByteDance · Beijing, Chinese Mainland
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The clock on this job

Early applications get read.

11.5% of postings close within 7 days. Measured by our own scanner across the market. ByteDance postings stay open a median of 9 days.

Share of postings closed within
  1. 2.0%1 day
  2. 4.3%3 days
  3. 11.5%7 days
  4. 18.1%14 days
  5. 35.6%30 days
  6. 44.6%60 days
This job: posted 262 days ago

ByteDance median: 9 days open

The posting

1、平台架构与SaaS化建设,负责资金中台的产品顶层设计,将SKU管理、计费引擎、收银台、清结算、账务中心等模块解耦,构建API-First的内部SaaS服务体系;并设计高度灵活的配置中心,支持通过后台配置定义分润比例、结算周期、税率规则及费率模型,以替代传统的硬编码模式,适应快速变化的虚拟业务形态; 2、核心清结算与账务体系,主导业财一体化设计,构建符合GAAP/IFRS标准的复式记账引擎,确保每一笔业务订单均能实时转化为精准的会计分录; 3、负责全球清结算系统设计,支持海量高并发下的复杂分润逻辑(如工会、达人、平台三方分账)及自动对账,实现资金流与信息流的零误差匹配;解决虚拟业务特有的资金挑战:包括虚拟币与法币的锚定价值管理、多币种钱包系统设计、以及充值/消耗/退款的逆向资金流自动化处理; 4、全球化合规与财税,构建全球税务引擎,实现对不同国家地区VAT/GST、DST(数字服务税)及WHT(预提所得税)的自动计算与代扣代缴; 5、负责外汇管理(FX)产品化,设计动态汇率(DCC/MCP)机制、汇损监控及多币种资金池管理方案,有效降低跨境资金流转的汇率风险; 6、负责财务数据标准化,无缝对接外部ERP系统,实现财务报表生成的自动化。

1、5年以上互联网支付、金融科技或金融核心系统产品经验,其中至少3年以上支付中台/清结算系统负责人经验; 2、拥有0到1搭建内部支付SaaS平台,或主导电商/直播/虚拟内容平台资金流系统的成功案例,具备复杂系统的解耦与重构经验,能够平衡技术债务与业务快速迭代的需求; 3、精通财务原理,深刻理解会计准则、复式记账法、借贷平衡逻辑,能够将业务场景准确转化为财务语言;熟悉全球支付网络,了解信用卡组运作逻辑、跨境SWIFT/ACH清算网络,以及东南亚、拉美、欧美等区域的主流本地支付方式; 4、具备SaaS产品思维,具备较强的抽象能力,能够透过具体业务表象提炼通用的底层逻辑,避免重复造轮子; 5、具备商业敏锐度,深入理解创作者经济的商业模式,能够在“合规风控”与“业务增长”之间找到最优平衡点,具备落地能力,能适应全球化快节奏、高变化的工作环境,具备结果导向; 6、有全球化金融公司核心产品架构背景加分,具备SQL数据查询与分析能力,能独立进行复杂资金链路的数据排查与验证加分。

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