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Open nowPosted 33 days ago

交易中台产品经理(资金方向)-懂车帝

dcar/referral674 open roles

Where
Beijing, Chinese Mainland
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Your applicationOpen now交易中台产品经理(资金方向)-懂车帝dcar/referral · Beijing, Chinese Mainland
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The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 57.8%60 days
This job: posted 33 days ago

The posting

1、负责资金中台产品规划与建设,围绕 B2C 交易模式设计结算、对账、分账、退款、资金管理等核心能力; 2、梳理交易资金流与信息流,建设从订单支付、履约确认、应收应付、结算出账到资金管理的完整产品链路; 3、设计并完善结算规则、账务模型、结算单据、资金状态、异常处理和差错处理机制,保障资金数据准确、透明、可追溯; 4、负责与支付、订单、履约、财务、商家系统、风控及外部合作方等上下游系统对接,推动系统链路打通与稳定运行; 5、建立资金链路监控与经营分析能力,通过数据指标识别结算效率、资金异常、对账差异等问题,并推动持续优化; 6、结合业务发展和合规要求,持续提升资金中台的平台化、配置化和风险控制能力,支持业务规模化增长。

1、本科及以上学历,3 年及以上资金、支付、结算、账务、财务系统、交易平台或中后台产品经验; 2、熟悉 B2C 交易模式下的资金流转、结算、对账、退款、应收应付等核心流程,理解资金链路中的准确性、时效性和风险控制要求; 3、具备较强的系统抽象能力和规则设计能力,能够将复杂结算场景沉淀为可配置、可复用、可扩展的平台能力; 4、具备良好的跨团队协作能力,能够与业务、财务、研发、测试、法务合规及外部合作方高效沟通并推动落地; 5、对数据准确性和流程严谨性有高标准,能够通过监控、核对、异常闭环等机制保障资金链路稳定可靠; 6、具备较强的项目管理能力和结果导向,能够在复杂链路、多系统依赖的环境中推进项目按期交付。

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