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Open nowPosted 62 days ago

Analista Sênior de Risco de Crédito

GM Financial IO38 open roles

Where
Sao Paulo, SP, Brazil, Brazil
Work mode
Hybrid
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Your applicationOpen nowAnalista Sênior de Risco de CréditoGM Financial IO · Sao Paulo, SP, Brazil, Brazil

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  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

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The clock on this job

Early applications get read.

13.8% of postings close within 7 days. Measured by our own scanner across the market. GM Financial IO postings stay open a median of 17 days.

Share of postings closed within
  1. 2.2%1 day
  2. 4.7%3 days
  3. 13.8%7 days
  4. 22.3%14 days
  5. 37.8%30 days
  6. 59.0%60 days
This job: posted 62 days ago

GM Financial IO median: 17 days open

The posting

Job Description

The commercial lending risk analyst is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer’s current credit lines. Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required.

Responsibilities

The commercial lending risk analyst is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer’s current credit lines. Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required.

Underwriter must be able to work with other departments, office branches, and/or end-customer to effectively complete the assessment and obtain the approval/rejection. Must quickly understand and adhere to established policies and procedures.

#LI-LP2

Qualifications

  • Underwriting experience with Commercial credit analysis (e.g. financial statements, income statements, cash flow and other financial analysis);
  • Degree level educated in Business Administration, Economy, Engineer or Accountancy;
  • Fluent in English verbal and written – other languages advantageous;
  • Knowledge of financial statements and risk indicators;
  • Ensure understanding of credit policies and procedures established;
  • Highly self-motivated and able to work well under pressure;
  • Analytical mind-set, business results-oriented, ethical and high integrity;
  • Ability to effectively prioritize and execute tasks;
  • Good planning and organizational skills;
  • Excellent verbal and written communication skills;
  • Ideally knowledge of the car financing sector/market (this is a plus);
  • High analytical capacity and problem solving ability;
  • General knowledge of Microsoft Office tools (Excel, PowerPoint, Word) to work with regular spreadsheets, word documents and presentations.

#LI-LP2

#LI-Hybrid

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