The posting
Job Overview
Responsible for assessing the creditworthiness and financial performance of Corporate Banking clients, preparing credit papers, and supporting the Bank’s credit decision-making and risk management processes.
Responsibilities:
1. Credit Analysis
- Analyze financial statements, business performance, repayment capacity, and creditworthiness.
- Identify key credit risks, trends, and mitigating factors.
- Conduct financial modelling, forecasting, and cash flow analysis.
2. Credit Reports
- Prepare clear and well-supported credit reports and credit papers.
- Support credit applications, renewals, annual reviews, and approval processes.
- Ensure submissions meet internal credit policies and documentation standards.
3. Stakeholder Coordination
- Work closely with Relationship Managers, Credit Reviewers, and Credit Risk teams.
- Review financial forecasts, borrower information, and business updates.
- Communicate credit findings and recommendations clearly to stakeholders.
4. Industry & Portfolio Analysis
- Conduct sector and market research to assess industry trends and risks.
- Monitor borrower performance, financial covenants, and emerging credit risks.
- Support periodic credit reviews and ad-hoc assessments.
Job Requirements
- Bachelor’s degree in Finance, Accounting, Business, Economics, Banking, or a related discipline.
- Minimum 6 years of relevant credit analysis experience in banking, corporate/commercial banking, credit risk, or audit.
- Prior credit writing experience, preferably within Corporate Banking.
- Strong knowledge of financial analysis, financial modelling, accounting, and credit risk assessment.
- Good understanding of corporate lending, credit approval, and risk management.
- Strong communication, analytical, and stakeholder management skills.
- Proficient in spoken and written Chinese, with the ability to communicate effectively with Chinese-speaking Head Office counterparts. Interested candidates are encouraged to submit their resumes along with a cover letter outlining their relevant experience and achievements to [email protected] or click apply now! **We regret to inform that only shortlisted candidates would be notified** Talentvis Singapore Pte Ltd | EA License No: 04C3537 EA Personnel Name: Wong Xin Tong | EA Personnel No: R26162902



