Skip to content

Open nowPosted 31 days ago

PRINCIPAL CONSULTANT - PAYMENTS

MyCareersFuture94,028 open roles

Pay
SGD 12,000 – SGD 14,500 a Monthly
Where
Central, Singapore
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowPRINCIPAL CONSULTANT - PAYMENTSMyCareersFuture · Central, Singapore
  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on MyCareersFuture's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

7.8% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 1.6%1 day
  2. 3.4%3 days
  3. 7.8%7 days
  4. 14.3%14 days
  5. 33.7%30 days
This job: posted 31 days ago

The posting

1. Executive Summary

IFINITY global is seeking for an experienced, visionary Principal Consultant – Payments & Cards to lead strategy, architectural delivery, and business transformation engagements for major financial institutions, neo-banks, and fintech clients globally. In this role, consultant will sit at the intersection of business strategy, technology modernization, and client relationship management. Consultant will serve as a Subject Matter Expert (SME) in modern payments architecture (ISO 20022, Real-Time Payments, Open Banking, AI assisted payments) and card issuing/acquiring platforms, driving complex enterprise transformation programs while identifying new market opportunities to grow IFINITY’s practice in enterprise payments domain. 2. Key Responsibilities

• Client Engagement & Advisory Leadership: Lead end-to-end delivery of high-impact strategic advisory and digital transformation programs across the payments and card lifecycle. Advise C-suite executives and senior leaders on payment modernization strategies, legacy migration roadmaps (e.g., mainframe to microservices/cloud), Latest ISO version adoptions, and card platform ecosystem redesign. Frame business cases, ROI models, and target operating models for novel payment initiatives (A2A, Embedded Finance, BNPL, Cross-Border).

• Practice Development & Thought Leadership: Mentor and grow senior consultants, lead managers, and solution architects. Define the structure of services teams, certification pathways and assist to seek opportunities to deploy certified team members for exposure. Advise on cross training areas in terms of maximizing resource utilization.

• Business Development & Revenue Growth: Partner with Account Leaders and Business Development executives to originate and qualify new consulting opportunities. Drive RFP responses, pitch presentations, scope definition and technical proposals for complex payments engagements. Expand existing client accounts by identifying unaddressed pain points and proposing targeted solution portfolios.

• Solution Architecture & Governance: Collaborate with enterprise engineering teams to validate solution designs, API strategies, and platform integrations for core payment systems (e.g., ACI, FIS, Fiserv, Finastra, TSYS, Marqeta). Direct business analysis, target operating model (TOM) design, compliance alignment, and risk management frameworks.

3. Core Competencies & Subject Matter Expertise

Domain / Stream

Technical & Functional Expertise

Payment Modernization

Real-Time Payments (RTP, FedNow, SEPA Instant, UPI), ISO 20022 messaging standards, Cross-Border Payments (SWIFT gpi, Ripple), SWIFT ISO migration, AI assisted payments.

Card Issuing & Acquiring

Credit, Debit, and Prepaid card lifecycle management; Issuer/Acquirer Processing; Scheme Rules (Visa, Mastercard, Amex); Tokenization (VTS, MDES); EMV standards.

Digital Payments & Open Finance

Wallets (Apple Pay, Google Pay), Account-to-Account (A2A) Payments, PSD2/PSD3, Open Banking APIs, BNPL integration, Metros payments, Embedded Finance models.

Platform Ecosystems

Expertise with enterprise payments switches, HSMs, Online payment platforms, Integration platforms, Fraud Management platforms, AI assisted payment platforms.

Regulatory & Security

PCI-DSS compliance, Strong Customer Authentication (SCA), AML/Sanctions Screening, Fraud/Risk platforms (Featurespace, Feedzai, FICO).

4. Qualifications & Requirements

• Education: Bachelor’s degree in Computer Science or related business discipline. Master’s degree / MBA strongly preferred.

• Industry Experience: 12+ years of experience in payments, switches, cards, or transaction banking within management consulting, fintechs, or major financial institutions.

• Consulting Track Record: Proven experience leading large-scale advisory teams and delivering complex digital payment transformation projects.

• Stakeholder Management: Exceptional communication and presentation skills with demonstrated success managing C-level client relationships.

• Technical Depth: Ability to bridge high-level business strategy with deep-dive technical architectures, API frameworks, and data models.

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against MyCareersFuture's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.
  3. We apply on MyCareersFuture's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.
  4. Every reply, sorted

    MyCareersFuture's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.
  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

By hand5–10
With CV Rocket100
applications a day

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.