Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowPosted 4 hours agoWe saw it 71 min after it went up

Compliance Officer (Regulatory Focus), E-Money & Payments

OnHires43 open roles

Where
Europe
Work mode
Remote
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowCompliance Officer (Regulatory Focus), E-Money & PaymentsOnHires · Europe

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on OnHires's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

8.5% of postings close within 7 days. Measured by our own scanner across the market. OnHires postings stay open a median of 11 days.

Share of postings closed within
  1. 1.8%1 day
  2. 4.0%3 days
  3. 8.5%7 days
  4. 15.4%14 days
  5. 34.1%30 days
This job: posted 4 hours ago

OnHires median: 11 days open

The posting

REMOTE | EUROPE | E-MONEY & PAYMENTS REGULATION (EMI/PSD2) | B2B CONTRACT

About the Client

Our client is a global fintech operating at the intersection of crypto and traditional payments. It builds products that help people and businesses buy, sell, and exchange cryptocurrency, serving millions of customers across 180+ countries. It is self-funded, with a distributed team across Europe, Ukraine and the US.

It holds a MiCA CASP authorisation and a Payment Institution (PSD2) licence in the EU, one of a small group in Europe holding both, alongside US and Canadian registrations. Two EMI authorisations are now in flight.

About the Role

This role owns the e-money and payments side of the regulatory pipeline: live EMI regulatory workstreams in the EEA and the UK (FCA), the safeguarding framework at the centre of both, and the post-authorisation obligations.

You report to the Global Chief of Compliance. The core of the work is regulatory drafting and analysis: governance and safeguarding narratives, internal control system descriptions, policies and procedures, regulatory gap analyses and responses to regulators, written independently and defensible under regulatory challenge. This is not an MLRO or transaction-monitoring role; day-to-day AML operations sit with the MLRO and the analyst team.

What You’ll Own

- EEA EMI regulatory workstream with the national regulator: governance and internal control system descriptions, policies and procedures, own funds and wind-down documentation, regulator correspondence and RFI cycles

- UK EMI regulatory workstream with the FCA: governance, safeguarding under the FCA’s current safeguarding rules, and the AML governance narrative for the file

- The safeguarding framework across both perimeters: method, segregation, reconciliation and evidence, breach reporting, audit readiness

- Post-authorisation implementation and evidencing of the EU Payment Institution (PSD2) licence and its obligations

- Regulatory assessment of payment products, payment-flow changes, agent and distributor arrangements, and outsourcing

- Gap analyses, thematic reviews, remediation plans, and verification that approved controls operate in practice

Must Have

- 5+ years in regulatory compliance (authorisation, licensing, policy and governance drafting), including 3+ years inside an EEA or UK e-money or payment institution authorised by a national competent authority. Operational AML or transaction-monitoring experience alone does not meet this requirement

- Hands-on experience of an e-money or payments authorisation framework (EEA EMI/PI under EMD2/PSD2, or UK EMRs/PSRs), taken through submission and regulator review

- You have personally drafted governance/ICS narratives, policies or safeguarding documentation for an authorisation file, and can name the regulator and what it pushed back on

- Safeguarding: you have drafted or owned a safeguarding framework and can explain method, reconciliation and evidence

- Working knowledge of EMD2/PSD2 and the UK e-money and payments regime: authorisation conditions, own funds, agents and distributors, outsourcing, wind-down

- Working knowledge of DORA, AMLD/FATF standards, sanctions, outsourcing and governance requirements

- Ability to navigate primary legislation and guidance independently, and to tell mandatory requirements apart from risk appetite

- Fluent professional English with excellent written drafting

- European engagement location with a minimum four-hour overlap with the European working day

Nice to Have

- An authorisation granted on a file you drafted

- Safeguarding audit experience, including remediation of a qualified opinion

- Payment-system access or SEPA scheme adherence handled from the compliance side

- Genuine crypto exposure alongside payments (MiCA/CASP)

- Awareness of PSD3/PSR and the AMLA/AMLR transition

- ICA Diploma in GRC, CAMS or comparable

What We Offer

- Remote-first with high autonomy and minimal micromanagement

- Direct collaboration with the Global Chief of Compliance and senior leadership

- Work on one of Europe’s most interesting regulatory portfolios: MiCA CASP and PI already granted, with UK and EU applications in the pipeline

- Your drafting goes straight to regulators, so your impact is real and visible

- Self-funded, stable company without investor pressure

- Medical insurance, L&D budget, performance-based financial bonus, English classes, regular team-building activities

- Fintech and crypto domain: technically and legally complex, always evolving

- A growing Global Compliance Team where senior expertise is trusted and heard

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against OnHires's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on OnHires's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    OnHires's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.