Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowPosted 183 days ago

Sr Loan Eligibility Specialist

planetfg20 open roles

Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowSr Loan Eligibility Specialistplanetfg

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on planetfg's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

7.8% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 1.6%1 day
  2. 3.4%3 days
  3. 7.8%7 days
  4. 14.3%14 days
  5. 33.7%30 days
This job: posted 183 days ago

The posting

Job Summary The Sr Loan Eligibility Specialist is responsible for performing advanced eligibility, documentation, and risk reviews for delegated, non-delegated, government, conventional, renovation, and non-agency mortgage loans. This role serves as a subject matter expert in loan eligibility, complex income analysis, and investor/Planet guideline interpretation. The Sr Loan Eligibility Specialist independently evaluates complex borrower scenarios, validates compliance with agency, investor, and Planet Home requirements, and provides guidance to internal stakeholders regarding loan eligibility, documentation requirements, and risk considerations. This position supports the organization's quality, compliance, and operational objectives by ensuring loans are accurately structured and meet purchase and underwriting requirements prior to advancement in the loan lifecycle. Essential Duties and Responsibilities

Performs comprehensive eligibility reviews for complex mortgage transactions, including Conventional, FHA, VA, USDA, Renovation, and Non-Agency products. Evaluates borrower risk profiles and identifies potential eligibility concerns related to credit, collateral, occupancy, assets, and documentation. Interprets and applies agency, investor, and Planet overlays to determine loan eligibility and purchaseability. Accurately inputs and validates loan data within the Loan Origination System (LOS), ensuring all required data fields are complete and accurate prior to underwriting and/or purchase; Identifies and resolves documentation deficiencies, discrepancies, and conflicting information. Serves as a point of escalation for complex eligibility questions and suspense conditions. Partners with Sellers, Underwriters, Account Managers, and Operations leadership to resolve issues impacting loan progression. Maintains expert-level knowledge of: Fannie Mae, Freddie Mac, FHA, VA, USDA, Renovation Products, HELOANs, Non-Agency Products. Reviews and interprets investor updates, guideline revisions, and policy changes to ensure consistent application across the department. Serves as a subject matter expert for complex loan scenarios. Assists internal teams and correspondent partners in evaluating loan structure, product eligibility, documentation requirements, and alternative solutions to support loan salability and purchaseability. Participates in special projects, process improvement initiatives, training, system implementations, and cross-functional collaboration as assigned to support evolving business needs and product offerings. Performs other duties as required.

Position Requirements Education

High School graduate or GED required. Some college preferred.

Experience

Minimum five (5) years of mortgage operations, underwriting, loan eligibility, quality control, or underwriting support experience. Minimum three (3) years of experience reviewing complex Conventional, Government, Jumbo, Renovation, Non-Delegated, or Non-Agency mortgage products. Advanced experience analyzing self-employed borrower income and non-traditional income documentation preferred. Correspondent lending experience strongly preferred.

Functional/Technical Skills

Advanced knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo, Renovation, and Non-Agency guidelines. Advanced income calculation and cash-flow analysis skills. Ability to interpret tax returns, business returns, profit and loss statements, bank statements, and financial documentation.  Exceptional analytical, decision-making, and problem-solving skills. Strong written and verbal communication skills. Ability to train and mentor less experienced team members.

Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.  

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against planetfg's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on planetfg's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    planetfg's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.