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ClosedPosted 241 days ago

Chief Technology Officer

Scrabble

Where
Hyderabad

This posting closed on 2026-10-23.

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This job: posted 241 days ago

The posting

Chief Technology Officer (CTO & Co-Founder)

## Company Overview Forward Finance is building a next-generation Loan Against Securities (LAS) platform at the intersection of credit, AI-driven risk intelligence, and wealth technology. We are well-funded and in the final stages of receiving our Non-Banking Financial Company (NBFC) license. Our mission is to redefine how India unlocks liquidity from investments—simple, digital, and instant—while pushing the frontier of secured lending.

## Job Summary As the Chief Technology Officer and Co-Founder, you will be responsible for constructing our lending, risk, and wealth technology engines from the ground up. This role demands deep technical leadership, AI readiness, and the capability to run a full-stack technology organization in a regulated financial environment. You will work directly with the founding team, own the long-term product and technology roadmap, and play a pivotal role in shaping Forward Finance’s competitive advantage.

## Responsibilities - Technology Strategy & Architecture - Define and execute the end-to-end technology architecture for a high-availability LAS platform. - Build API-first, modular systems integrating custodians, RTAs (Registrar and Transfer Agents), brokers, KRAs (KYC Registration Agencies), credit bureaus, NBFC systems, and wealth platforms. - Architect real-time risk, valuation, limit management, and margin monitoring systems. - Build robust data infrastructure to support credit analytics, underwriting models, and AI-driven risk intelligence.

  • AI & Automation Leadership
  • Embed AI throughout the product: automated underwriting, behavior models, fraud detection, operational workflows, and customer experience.
  • Evaluate and implement large language model (LLM)-based tools, agentic workflows, and developer-productivity AI stacks.
  • Ensure all data systems are AI-ready (structured, labeled, real-time accessible).
  • Engineering Leadership & Execution
  • Build and lead a high-caliber engineering team, establish high-quality practices, and set up scalable cloud infrastructure with strong compliance.
  • Compliance, Security, and Fintech-grade Resilience
  • Deliver systems aligned with NBFC norms, digital lending guidelines, data protection standards, and audit readiness.
  • Build a secure architecture with an emphasis on data privacy, zero-trust principles, identity management, and real-time monitoring.
  • Establish strong governance on model risk, data lineage, and vendor integrations.
  • Product Thinking & Customer Experience
  • Drive product strategy for customers, distributors, and enterprise partners.
  • Work closely with business, credit, and operations to translate product requirements into scalable technology solutions.
  • Develop a seamless omnichannel customer journey—onboarding, limit setup, drawdowns, servicing, and collections.
  • Co-Founder Ownership
  • Own technology roadmap and long-term competitive advantage creation.
  • Represent technology vision in board meetings, investor discussions, and key partnerships.
  • Align engineering goals with business scale, unit economics, and regulatory expansion.

## Qualifications - Essential - 10+ years of strong engineering experience, ideally with fintech, wealth technology, banking, or scaled B2C/B2B platforms. - Proven experience designing and scaling high-availability, API-driven, cloud-native systems. - Strong grounding in data engineering, machine learning (ML) systems, and AI adoption in real-world products. - Ability to build and manage teams from early-stage to scale.

  • Preferred
  • Prior experience in lending, wealth technology, brokerage, or credit risk systems.
  • Start-up or 0-to-1 experience including ownership of architecture, security, and product.
  • Exposure to regulatory environments in India (NBFC, SEBI, RBI digital lending norms).

## Ideal Persona A technology leader who is: - An architect-level thinker, hands-on when needed. - Deeply curious about AI and automation. - Strong in systems-thinking and risk architecture. - Experienced in scaling regulated fintech products. - Hungry to build something iconic in the secured credit space.

## Growth Opportunities Co-founder status with meaningful wealth-creation upside. Opportunity to build India’s most intelligent LAS platform from the ground up.

## Benefits - A well-funded company with strong business backing and imminent NBFC approval. - Autonomy, speed, and the chance to build a category-defining fintech brand.

## Contact Reach out to us at [email protected]

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