Skip to content
CV Rocket
Get started
How it worksThe enginePricingBlogContactSign in

Open nowFirst seen 5 days ago

Chief Credit Officer, Commercial Lending

thehivecareers.co2,951 open roles

Where
Kingston, Jamaica, Remote
Work mode
Remote
Get the CV for this job

From $25 per CV, paid once. No subscription.

Your applicationOpen nowChief Credit Officer, Commercial Lendingthehivecareers.co · Kingston, Jamaica, Remote

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on thehivecareers.co's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 58.1%60 days
This job: first seen 5 days ago

The posting

Job Description: Chief Credit Officer – Commercial Lending

Industry: Banking, Financial Services

Job Type: Full-Time

Reporting To: Chief Risk Officer (CRO) / Chief Executive Officer (CEO) / Board Credit Committee

Job Summary

The Chief Credit Officer – Commercial Lending is responsible for leading the organization's commercial credit function, ensuring high-quality underwriting, sound credit risk management, and a well-performing loan portfolio.

This role oversees credit policy, approval processes, portfolio quality, and risk governance for SME, mid-market, and commercial lending segments. The incumbent ensures a balance between business growth and risk appetite while maintaining strong regulatory compliance.

Key Responsibilities

1. Credit Strategy & Policy Development

Develop and implement commercial credit strategy aligned with business goals

Establish and maintain credit policies, underwriting standards, and risk frameworks

Define risk appetite and credit limits for commercial lending

Ensure consistency and discipline in credit decision-making

2. Credit Approval & Underwriting Oversight

Oversee credit underwriting processes for commercial loans

Approve large and complex credit proposals within delegated authority

Ensure robust financial analysis, risk assessment, and deal structuring

Guide teams on pricing, covenants, and credit terms

3. Portfolio Risk Management

Monitor commercial loan portfolio performance and asset quality

Manage non-performing loans (NPL/NPA) and credit risk exposure

Identify early warning signals and implement corrective actions

Ensure portfolio diversification and risk mitigation

4. Credit Governance & Compliance

Ensure compliance with regulatory requirements and internal policies

Support audits, regulatory inspections, and reporting

Maintain strong credit governance and documentation standards

Align credit practices with enterprise risk management frameworks

5. Collaboration with Business Units

Partner with commercial banking, relationship managers, and sales teams

Support business growth through structured credit solutions

Balance risk management with client and revenue objectives

Provide expert credit advisory on complex deals

6. Credit Operations & Process Efficiency

Oversee credit processes, turnaround times, and SLAs

Improve efficiency in credit approvals and documentation

Implement process enhancements and automation

Ensure timely renewals and reviews of credit facilities

7. Problem Loan Management & Recovery

Oversee management of distressed assets and recovery strategies

Develop restructuring and workout solutions

Collaborate with legal and recovery teams

Minimize credit losses

8. Leadership & Team Management

Lead credit risk and underwriting teams

Build high-performance culture and accountability

Develop talent and succession planning

Provide training and guidance on credit practices

Key Requirements

Education

Bachelor's or Master's degree in Finance, Accounting, Economics, or related field

Professional certifications (e.g., CFA, FRM, CPA) are highly preferred

Experience

15+ years of experience in credit risk, commercial lending, or banking

Proven leadership in senior credit roles (e.g., Chief Credit Officer, Head of Credit, Senior Credit Risk Leader)

Strong experience in SME, mid-market, and commercial lending

Skills & Competencies

Deep knowledge of credit risk management and underwriting

Strong financial analysis and risk assessment skills

Expertise in portfolio management and NPL control

Strategic thinking and decision-making

Leadership and stakeholder management

Strong regulatory and compliance awareness

Excellent communication and negotiation skills

Key Performance Indicators (KPIs)

Portfolio quality (NPL/NPA ratios)

Credit approval turnaround time

Loan growth vs risk-adjusted returns

Credit loss ratios and recovery rates

Compliance with regulatory and audit requirements

Effectiveness of credit policies and frameworks

Preferred Attributes

Experience in large or multinational financial institutions

Strong exposure to complex commercial lending structures

Ability to balance growth and risk effectively

Strong leadership and governance mindset

Compensation & Benefits

Competitive executive salary

Performance-based incentives

Executive benefits and allowances

From $25, paid onceGet the CV for this job

What happens when you press

One press. We do the rest.

  1. A CV for this posting

    Written against thehivecareers.co's own wording, from every piece of relevant proof in your profile.

  2. 25 readers review it

    Recruiter, hiring manager, skeptic and more read every draft, round after round. You get the best round.

    The review screen in CV Rocket: how each CV was read, round by round.

  3. We apply on thehivecareers.co's form

    Our application engine gets through the hardest forms there are. Where a question needs you, AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

    An application in CV Rocket: every answer filled in on the employer's form.

  4. Every reply, sorted

    thehivecareers.co's answer lands in your private mailbox, and we classify it on arrival: interview, question, rejection.

    The CV Rocket inbox: each employer reply classified as an interview, an action or a rejection.

  5. Reply with AI

    AI helps you write the email, checks it and sends it. We show you whether the recruiter read it.

  6. The interview in your calendar

    Full integration with your calendar. The invitation goes straight in.

    An interview invitation in the CV Rocket inbox, added to the candidate's calendar.
Get the CV for this job

From $25 per CV, paid once. No subscription.

Why it works

3×

more interviews than doing it yourself with ChatGPT.

ChatGPT writes a CV and never learns what happened to it. We see every reply. For each CV we know:

  • How it was written, and how the review scored it
  • When we applied, and how long after the posting went up
  • Which posting, which company, which city
  • Who got the interview, and who heard nothing

That is how we know which CVs get called.

Get the CV for this job

From $25 per CV, paid once. No subscription.

The numbers game

More applications. More interviews.

Every application goes out with its own CV, written for that posting and paid once. Send enough of them and the law of large numbers finds you the job.

Get the CV for this job
By hand5–10
With CV Rocket100
applications a day

Nearby

Live postings like this one

Same employer first, then the same role elsewhere.

Before you press

Straight answers

Get the CV for this job

From $25 per CV, paid once. No subscription.

What if my background isn't good enough?

We make the most of the background you have. The CV uses every piece of relevant proof your profile holds, and one of the 25 readers reads your whole profile and flags what the CV left out.

Do you really apply for me?

Yes, on the employer's own form, the hardest ones included. Where a question needs you, you answer it right there and AI suggests the best answer. Don't want us applying from our IP addresses? Use our Chrome extension: we apply straight from your own browser.

Is it a subscription?

No. You pay once per CV, from $25. Every application goes out with its own CV, written for that posting.

One job. One CV.
Paid once.

Pick the posting you want. We write for it, apply for you and catch the reply.

Get the CV for this job

From $25 per CV, paid once. No subscription.