The posting
A meticulous and analytical FinOps Analyst ready to optimize payment operations, drive reconciliation excellence, and enhance financial control in a fast-growing B2B payments environment.
What you'll bring
Must-haves
- 2+ years of experience in finance operations, reconciliation, accounting operations, or payment operations
- Strong analytical and problem-solving skills, able to investigate discrepancies
- High attention to detail and strong sense of ownership
- Proficiency in spreadsheet software (Google Sheets / Excel) for large datasets
- Excellent written and spoken English for professional communication
- Comfortable working remotely and collaborating with distributed teams
Nice-to-haves
- Experience with SQL and/or BI tools (e.g., BigQuery, Metabase)
- Experience automating operational workflows (e.g., Apps Script, Python)
- Familiarity with payment rails and operational concepts (remittance, settlement, refunds)
- Experience working in high-volume environments with clear SLAs and KPI-driven execution
- Fintech or payments industry experience
- Experience with ticketing/queue-based workflows (e.g., Zendesk)
About the role
This is a pivotal opportunity to gain first-hand experience within a leading and rapidly expanding Fintech startup, dedicated to revolutionizing B2B payments. As a FinOps Analyst at Two, you will ensure our financial operations are precise, scalable, and meticulously controlled. Your primary contributions will involve high-quality reconciliation, efficient exception handling, and continuous process improvements. This role demands sharp analytical capabilities, exceptional attention to detail, and the ability to operate autonomously in a dynamic, high-ownership setting. You'll work remotely from the Philippines, with hours aligned to 9am–6pm CET.
Your impact and responsibilities
Ensuring financial accuracy and operational excellence
Payment operations management
Execute daily finance tasks, including reconciliations of inbound payments, payouts, refunds, and other payment flows.
Exception investigation
Investigate and resolve unmatched payments, allocation issues, and missing remittances, documenting findings and driving resolution with internal teams.
Backlog clearing and process execution
Support backlog-clearing initiatives by managing daily/weekly routines and maintaining accurate audit trails for tasks like payout and refund support.
Reporting and KPI tracking
Prepare and maintain operational reporting and key performance indicators (e.g., time-to-reconciliation, exception volumes), escalating risks early.
Cross-functional collaboration
Work closely with Customer Support, Engineering, Data, and Finance to resolve complex cases and enhance end-to-end workflows.
Process improvement and documentation
Identify recurring issues, propose improvements to processes, tooling, and data quality, and contribute to comprehensive SOPs and runbooks for scalability.
About Two
Reinventing B2B Payments for a Seamless Future
At Two, we are on a mission to build a unicorn in B2B commerce by reinventing how businesses pay and get paid. Our innovative platform provides net terms infrastructure that significantly boosts revenue for businesses, offering instant net term credit limits to B2B customers. We streamline sales across online, direct, and in-store channels with flexible credit options, helping businesses reduce risk, automate manual workflows, and enhance cash flow. Join us in leveling the playing field in B2B commerce, empowering businesses of every size to buy and sell on equal terms.



