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Open nowPosted 8 days ago

Senior credit officer - PME - Pros Immobilier - Particuliers Détails du poste | BCV

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Canton de Vaud, Switzerland
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Your applicationOpen nowSenior credit officer - PME - Pros Immobilier - Particuliers Détails du poste | BCVjob-room.ch · Canton de Vaud, Switzerland
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  2. 3.4%3 days
  3. 7.9%7 days
  4. 14.2%14 days
  5. 34.1%30 days
This job: posted 8 days ago

The posting

Et si votre histoire professionnelle se poursuivait à la BCV ? 

Mettez vos ambitions managériales au service d-une performance saine et durable en rejoignant la première banque universelle du canton de Vaud, l-une des banques les plus solides au monde, et ses quelque 2000 collaboratrices et collaborateurs. Prenez part au succès d-une institution notée AA par Standard & Poor-s depuis 2011 et contribuez à l-essor du tissu économique vaudois ainsi qu-à l-attractivité et à la vitalité de notre région.

Pour notre division Gestion Crédits, nous recherchons une ou un : 

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Senior credit officer - PME - Pros Immobilier - Particuliers

 

Vos missions principales :

  •    Assurer, de manière autonome, l'analyse et les flux décisionnels relatifs à l-exposition crédit de dossiers "standards" et « complexes »,
  •    Décider de l'octroi/refus du crédit dans le cadre des compétences individuelles attribuées ou donner un préavis à l'attention des instances décisionnelles,
  •    Veiller à l-application et au respect des règles et directives en vigueur ainsi que de la Politique de crédit,
  •    Appuyer et conseiller les gestionnaires du front par un apport d'expertise technique, l'établissement d'une analyse préliminaire et l'accompagnement occasionnel en visite clientèle,
  •    Donner un préavis à l'attention des instances décisionnelles, dans le cadre des décisions crédit prendre en charge, le cas échéant, l'établissement des actes de crédit,
  •    Participer au suivi du risque, au niveau portefeuille Banque, sur la base d'inputs internes au département, en proposant les actions nécessaires à chaque situation,
  •    Prendre en charge l-établissement des actes de crédit,
  •    Participer activement aux projets internes liés au développement des règles, outils et procédures,
  •    Contribuer activement au processus de formation des Associate Credit Officer (ACO), stagiaires, apprentis et toute personne intervenant dans le processus de crédit. Assurer sa formation continue.

 

 

Votre profil:

  •    formation bancaire, commerciale, complétée par une formation professionnelle supérieure(HES ou diplôme d-économie bancaire),
  •    expérience de 5 à 10 années comme analyste crédits,
  •    bonnes connaissances des risques liés aux financements d-immeubles de rendement,
  •    rigueur, capacités d-analyse, et de négociation,
  •    esprit d-équipe, capacités de communication, sens des priorités et orientation solution,
  •    maîtrise des outils informatiques usuels, plus particulièrement Excel et Access,
  •    excellente maîtrise du français, connaissances de l'allemand et/ou de l'anglais un plus.
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